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This position was posted on May 9, 2026 and is likely no longer accepting applications. We've kept it here for historical reference. Check out the similar jobs below!

Marqeta, Inc. logo

Credit Risk Senior Analyst

Job Overview

Location

Remote, USA

Job Type

Full-time

Category

Data & Analytics

Date Posted

May 9, 2026

Full Job Description

đź“‹ Description

  • • As Marqeta’s Credit Risk Senior Analyst, you will lead underwriting strategy to launch successful credit programs and drive innovation in credit strategies and underwriting models.
  • • Day to day, you will evaluate and refine credit policies and models for consumer and SMB credit cards, develop data-driven strategies, conduct risk segmentation and loss forecasting, build dashboards for KPIs and KRIs, and maintain up-to-date knowledge of regulations affecting credit card products.
  • • You will work closely with internal stakeholders including Banking, Product, Finance, and Data, while building strong relationships with external bank partners and customers.
  • • Marqeta is a Flex First company enabling embedded finance, powering card issuing for major brands like Block, Cash App, Affirm, Instacart, DoorDash, Uber, and Walmart, with a mission to change the way money moves and unlock equitable financial access.
  • • In this role, you will deepen your expertise in credit risk analytics, gain experience influencing cross-functional strategy, and grow your impact by shaping underwriting practices that minimize losses and enhance profitability for consumer and SMB portfolios.

🎯 Requirements

  • • Bachelor’s degree in Mathematics, Statistics, Economics, Finance, or another quantitative field.
  • • Minimum of 3 years of professional experience in a financial institution with a focus on credit risk analysis.
  • • Advanced proficiency in SQL and experience with statistical modeling, including machine learning techniques.
  • • Demonstrated ability to solve white space problems and develop innovative solutions.
  • • Exceptional attention to detail and the ability to work independently on complex projects.
  • • Strong communication skills, with experience in presenting and explaining complex data to senior leadership.

🏖️ Benefits

  • • Multiple health insurance options
  • • Flexible time off – take what you need
  • • Retirement savings program with company contribution and after tax contributions
  • • Equity in a publicly-traded company and an Employee Stock Purchase Program
  • • Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
  • • Free therapy sessions, financial and professional coaching, and legal advice
  • • Monthly stipend to support remote work model
  • • Annual “development dollars” to support people growth and development
  • • Through Flex First, the freedom to live and work wherever you and your family thrive

Skills & Technologies

Python
R
Senior
Remote
$99k-123k
Degree Required

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Marqeta, Inc. logo
Marqeta, Inc.
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About Marqeta, Inc.

Marqeta provides an open-API card issuing and payment processing platform that enables businesses to create, deploy, and manage virtual, physical, and tokenized payment cards. Its cloud-native infrastructure offers real-time authorization, just-in-time funding, spend controls, and data insights, supporting use cases such as on-demand delivery, expense management, and consumer fintech products. Clients embed financial services without legacy banking integrations, accelerating time to market while maintaining compliance and security standards.

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