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Koho Financial Inc. logo

Product and Regulatory Counsel

Job Overview

Location

KOHO (CAN)

Job Type

Full-time

Category

HR & Recruiting

Date Posted

March 18, 2026

Full Job Description

đź“‹ Description

  • • As Product and Regulatory Counsel at Koho Financial Inc., you will play a pivotal role in shaping the future of financial services in Canada by enabling innovative product development while ensuring strict adherence to regulatory standards across both Koho Tech and Koho Bank.
  • • You will partner with Product, Marketing, Risk, and Compliance teams to provide practical, business-oriented legal advice that supports growth, protects customers, and maintains trust in Koho’s mission to financially empower Canadians through transparent, fair, and accessible financial products.
  • • Your day-to-day responsibilities will include advising on the design and launch of new financial products and features, identifying regulatory risks early, and collaborating with cross-functional teams to build compliant, scalable solutions that align with Koho’s AI-integrated, lean, and impact-driven culture.
  • • You will support the operationalization of Koho Bank by assisting in engagements with key regulators such as OSFI, FCAC, and the Bank of Canada, helping navigate complex licensing and compliance requirements as the company scales as a regulated financial institution.
  • • You will guide marketing and growth teams to ensure campaigns comply with financial services and consumer protection regulations, while also advising customer-facing teams on complaints handling, fair treatment, and communication best practices to uphold Koho’s commitment to equity and transparency.
  • • You will help design and implement scalable legal and regulatory processes that support long-term growth, embedding compliance into product lifecycles without stifling innovation, and fostering a builder mindset across the organization.
  • • Working in a remote-first, high-trust environment, you will enjoy autonomy and flexibility to manage your workload while contributing to a mission-driven team that values clarity, ownership, and bold thinking over bureaucracy.
  • • This role offers the opportunity to grow as a legal leader in fintech, deepening your expertise in financial services regulation, consumer protection, and banking law while making tangible impact on products used by everyday Canadians.
  • • You will develop leadership and influence by advising senior stakeholders, shaping regulatory strategy, and helping Koho set new standards for responsible innovation in Canada’s evolving financial landscape.

🎯 Requirements

  • • 4+ years of post-call experience as a lawyer practicing in Canada, with background in-house or at a law firm
  • • Deep expertise in financial services regulation, banking law, or consumer protection frameworks
  • • Strong judgment and ability to provide practical, business-oriented legal advice to support innovation and compliance
  • • Comfort working cross-functionally with Product, Marketing, CX, Risk, and Compliance teams in fast-moving environments
  • • High ownership mindset with initiative-taking, solution-focused approach, and builder mentality
  • • Proactive, highly organized work habits with adaptability to high-ambiguity situations
  • • Strong work ethic, reliability, and honest, responsive, collaborative professional style

🏖️ Benefits

  • • Competitive salary range of $180,000 - $220,000 CAD per year with pay transparency and commitment to internal equity
  • • Remote-first work setup with flexible hours and asynchronous collaboration to support work-life integration
  • • Opportunity to build and scale a regulated bank in Canada, working directly with regulators like OSFI, FCAC, and the Bank of Canada
  • • Mission-driven culture focused on financial empowerment, innovation, and inclusivity with access to AI-disclosed recruitment tools and accessibility support via [email protected]

Skills & Technologies

Remote
$180k-220k

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Koho Financial Inc. logo
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About Koho Financial Inc.

Koho Financial Inc. is a Canadian fintech that offers mobile-first spending and savings accounts paired with a prepaid Visa card. The platform delivers real-time insights, automated savings tools, no-fee everyday banking, cash-back rewards and optional credit-building features. It partners with Peoples Trust Company to hold customer funds and with Visa for card issuance, while operating under its own financial services license. Targeting younger, digital-first consumers, Koho provides transparent pricing, early payroll access and in-app budgeting analytics to promote healthier financial habits without traditional bank overhead or monthly account fees.

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