Senior Analyst, Credit Risk

📋 Description

• • Senior Analyst, Credit Risk role focused on assessing, pricing, and scaling consumer credit products, particularly Cash Flow Intelligence and Cash Advance initiatives, driving growth and portfolio health through data-informed decisions.
• • Day-to-day responsibilities include developing credit underwriting strategies, building unit economics and valuation models, owning credit policy development, designing and interpreting live tests, partnering with cross-functional teams, advancing portfolio monitoring, applying AI-assisted analytics, and automating credit decisioning processes.
• • Zip Co Limited is a digital financial services company operating in the US, Australia, and New Zealand, offering point-of-sale credit and digital payment services, guided by values of Customer First, Own it, Stronger Together, and Change the Game.
• • The role offers opportunity to solve complex credit risk problems, influence product strategy, collaborate with senior stakeholders, and grow expertise in consumer credit analytics, modeling, and policy in a fast-moving, autonomous environment.