Job Overview
Location
Remote - MX
Job Type
Full-time
Category
Data & Analytics
Date Posted
June 18, 2026
Full Job Description
đź“‹ Description
- • Step into a role where risk management meets innovation. As a Sr. Analyst of Risk Management, you will pioneer strategies that ensure our personal loan products transform lives without compromising risk. You will design risk strategies that consider more than traditional credit scores. You will gain exposure to pricing, marketing and underwriting to build deep knowledge of installment loan business, helping drive growth and profit optimization. This is an exciting opportunity in a fast-paced organization where your contributions can have a meaningful impact.
- • Gain exposure to key areas such as risk underwriting, pricing, and direct mail marketing with the opportunity to specialize and focus on a specific area based on interest and business needs. Partner with product, data science and engineering to design and implement tests; turn learnings into actionable strategies, presenting findings to stakeholders to influence decision making. Develop and maintain valuation frameworks to determine profitability at the margin; recommend changes to risk strategies to maximize profitability and ensure required return on capital for all risk segments.
- • Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $21.3 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually. Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives.
- • You will develop dynamic risk assessment frameworks using alternative data to evaluate creditworthiness and optimize loan amount assignment strategy given a set of constraints and assumptions. You will design strategy ramp-up to support the expansion in new channels, new geographic regions and/or new partner sources while ensuring portfolio resilience. You will monitor portfolio performance, refining strategies to minimize defaults while maximizing credit access for the underserved. This role offers the opportunity to build deep expertise in risk analytics and contribute directly to profitable, responsible lending.
🎯 Requirements
- • Bachelor’s Degree in Engineering, Mathematics, Economics, Finance, or other analytical discipline (advanced degree in a quantitative discipline is a plus)
- • 3+ years of experience in an analytic role, preferably in risk management of the financial services industry
- • Excellent SQL (or similar language) programming skills; proficiency in Python is a plus
- • Advanced Microsoft Excel and PowerPoint skills
- • Strong written and verbal communication skills
- • Very strong attention to detail, experience developing processes to implement strategy
🏖️ Benefits
- • Opportunity to gain exposure to risk underwriting, pricing, and direct mail marketing with specialization based on interest and business needs
- • Collaborate with product, data science, and engineering teams to design and implement tests and influence decision making
- • Build deep knowledge of installment loan business and drive growth and profit optimization
- • Work in a fast-paced, mission-driven organization where contributions have meaningful impact
- • Be part of a diverse, equitable, and inclusive culture that fosters belonging and perspective sharing
- • Remote work opportunity based in Mexico
Skills & Technologies
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About Oportun Inc.
Oportun Inc. is a financial services company that provides affordable personal loans and credit-building products to consumers with limited or no credit history. Using advanced data analytics and AI-driven underwriting, it offers small-dollar installment loans, secured credit cards, and other financial tools. The company operates through a network of retail locations and digital channels across the United States and Mexico. Oportun is a Community Development Financial Institution (CDFI) certified by the U.S. Department of the Treasury, focusing on expanding access to credit for underserved communities while promoting financial inclusion and responsible lending practices.
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