Job Overview
Location
Remote - US
Job Type
Full-time
Category
Data & Analytics
Date Posted
June 18, 2026
Full Job Description
đź“‹ Description
- • The Sr. Manager, Fair Lending Analytics & Validation role is critical to ensuring Oportun’s models are fair, compliant, and aligned with regulatory expectations such as SR 11-7, directly supporting the company’s mission to provide affordable credit to underserved communities.
- • Day to day, the role involves leading fair lending analytics across credit decisioning, underwriting, marketing, and fraud prevention; performing statistical analyses for disparate impact and bias; evaluating model features and outputs; conducting independent model validation; translating complex results into actionable insights for Risk, Legal, Compliance, and senior leadership; and partnering with model developers and stakeholders to support model approval and governance.
- • Oportun is a mission-driven financial services company (Nasdaq: OPRT) that has delivered over $21.3 billion in responsible credit, saved members $2.5 billion in interest and fees, and helps members save an average of $1,800 annually. The company fosters a diverse, equitable, and inclusive culture through employee resource groups and a strong sense of belonging.
- • In this role, the individual will deepen expertise in model risk management, fair lending analytics, and AI/ML validation; strengthen stakeholder influence across Data Science, Technology, and Compliance; and contribute to Oportun’s model risk governance framework, including validation plans, model inventory, and risk ranking—positioning them as a trusted advisor in ethical AI and financial inclusion.
🎯 Requirements
- • Advanced degree (Master’s or PhD) in Statistics, Mathematics, Economics, Computer Science, or related quantitative field
- • 5+ years of experience in fair lending analytics, model development, or model validation within financial services
- • 5+ years of practical quantitative programming experience with Python, SQL, Spark and/or Scala
- • 5+ years of experience leveraging machine learning methodologies such as GBM, XGBoost, and NLP
- • Excellent stakeholder management, communication, and written skills
- • Good team player and willing to help and share
🏖️ Benefits
- • US salary range of $148,100 - $237,000 base pay for this full-time remote position
- • Opportunity to work on mission-driven impact: expanding affordable credit to underserved communities
- • Inclusive, diverse, and equitable workplace culture supported by employee resource groups
- • Exposure to cutting-edge AI/ML models and regulatory frameworks (e.g., SR 11-7) in financial services
- • Collaboration with cross-functional teams including Data Science, Strategy, Technology, Risk, Legal, and Compliance
- • Professional growth in model risk governance, validation frameworks, and fair lending oversight
Skills & Technologies
See exactly how your profile matches this role — strengths, skill gaps, and what to do about them.
About Oportun Inc.
Oportun Inc. is a financial services company that provides affordable personal loans and credit-building products to consumers with limited or no credit history. Using advanced data analytics and AI-driven underwriting, it offers small-dollar installment loans, secured credit cards, and other financial tools. The company operates through a network of retail locations and digital channels across the United States and Mexico. Oportun is a Community Development Financial Institution (CDFI) certified by the U.S. Department of the Treasury, focusing on expanding access to credit for underserved communities while promoting financial inclusion and responsible lending practices.
Subscribe to the weekly newsletter for similar remote roles and curated hiring updates.
Newsletter
Weekly remote jobs and featured talent.
No spam. Only curated remote roles and product updates. You can unsubscribe anytime.
Similar Opportunities
Coderio LLC
2 months ago
Anyone AI Inc.
1 month ago
Caylent, Inc.
3 months ago
Caylent, Inc.
3 months ago