Transaction Monitoring Analyst

📋 Description

• • Own the first line of defense against money-laundering, terrorist financing, and sanctions evasion for a platform that moves tens of millions of dollars every month across 190+ countries. You will be the human firewall that keeps Airtm’s stablecoin-powered rails safe, trusted, and fully compliant.
• • Review and triage hundreds of AML alerts daily, applying a structured investigative playbook while also exercising seasoned judgment to spot subtle red flags that automated rules may miss. Each alert you clear—or escalate—directly protects thousands of freelancers, agencies, and digital entrepreneurs who rely on us for fast, low-cost access to the dollar economy.
• • Conduct deep-dive investigations that go beyond the obvious: reconstruct transaction flows, map counterparties across multiple wallets and exchanges, and correlate on-chain data with off-chain KYC profiles to build a 360° risk picture. Your concise case narratives will become the evidence base for Suspicious Activity Reports filed with regulators in the U.S., LATAM, and beyond.
• • Partner with Machine-Learning engineers to stress-test new detection models, feeding back real-world false positives and emerging typologies so the next generation of algorithms is sharper and less noisy. Your frontline insights will influence rule tuning, threshold calibration, and feature engineering.
• • Translate complex findings into crisp, actionable briefings for Product, Customer Success, and Growth teams. When a new fraud vector surfaces, you will be the go-to expert who explains what happened, who is at risk, and how we can adapt onboarding or transaction limits without hurting conversion.
• • Maintain an immaculate audit trail—every search, note, and decision timestamped—so that internal auditors, external examiners, and banking partners see a compliance program that is both rigorous and transparent. Your documentation standards will set the benchmark for the entire LATAM hub.
• • Contribute to monthly management dashboards that quantify alert volumes, investigation quality scores, SAR filing rates, and geographic risk trends. Senior leadership uses these metrics to allocate engineering resources and negotiate better terms with liquidity providers.
• • Mentor junior analysts in Spanish and English, sharing shortcuts in Excel pivot tables, advanced filtering tricks, and storytelling techniques that turn raw data into compelling risk narratives. Your coaching will level-up the whole team and shrink onboarding time from weeks to days.
• • Stay ahead of evolving FATF guidance, FinCEN advisories, and local AML statutes across LATAM jurisdictions. When Peru tightens cash-out reporting or Brazil updates crypto travel-rule requirements, you will translate regulatory text into concrete process changes before the deadline hits.
• • Champion a culture of continuous improvement: run quarterly retrospectives, propose new data sources (blockchain analytics, adverse-media APIs, device fingerprinting), and pilot lightweight Python scripts that automate repetitive look-ups. Your innovations will free analyst time for higher-order strategic work.