Underwriting Managing Director

📋 Description

• • Lead a team of Underwriters within Pacific Life’s Consumer Markets Division, providing strategic direction and day-to-day coaching to Underwriting Consultants and Senior Consultants.
• • Execute wing-to-wing underwriting decisions from initial review of underwriting data and tools through final case disposition, including second-sign duties as required.
• • Evaluate life insurance applicants by analyzing medical history, treatment patterns, degree of medical maintenance, and indicators of future mortality risk to determine acceptance, modification, or declination of applications.
• • Determine the value, order, and review additional underwriting requirements to ensure accurate risk selection and compliance with underwriting standards.
• • Maintain strict adherence to productivity, quality, and performance standards while demonstrating dependability, organization, and sound judgment in all underwriting activities.
• • Operate with advanced decision authority without co-signature for policies up to $15 million or higher.
• • Translate complex underwriting information into clear guidance for internal teams and external distribution partners to strengthen relationships and support business growth.
• • Apply critical thinking and attention to detail to categorize, estimate, recognize differences or similarities, and detect changes in applicant circumstances or risk profiles.
• • Develop specific goals, plan work, and prioritize tasks to meet operational deadlines and team objectives.
• • Contribute to Pacific Life’s transformational underwriting initiatives by leveraging updated tools and processes to achieve accelerated underwriting outcomes.
• • Foster a people-first culture by supporting career development and continuous learning for team members.
• • Serve as a technical subject matter expert in life insurance underwriting, ensuring alignment with industry best practices and company philosophy.
• • Collaborate across departments to ensure seamless integration of underwriting decisions with distribution, compliance, and product teams.
• • Maintain a deep understanding of mortality risk factors and their impact on policy placement and market positioning.
• • Uphold Pacific Life’s commitment to innovation, integrity, and ethical underwriting practices in all decisions and interactions.