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Backend Engineering Team Lead

M-KOPA Holdings Limited

Job Overview

Location

London

Job Type

Full-time

Full Job Description

📋 Description

• Lead a team of three backend engineers responsible for designing, building, and maintaining mission-critical systems including loan origination architecture, compliance platforms, and pricing engines that serve over 7 million customers across Africa.
• Own the full software lifecycle of backend services—from initial architecture design and ideation through production deployment, observability, monitoring, and eventual decommissioning—in a true DevOps culture where infrastructure as code and continuous delivery are non-negotiable.
• Set technical direction and provide architectural guidance for event-driven microservices built on C#/.NET, leveraging Azure cloud services and messaging platforms such as Service Bus.
• Partner closely with a dedicated Product Manager to co-create roadmaps, prioritize initiatives, and align engineering delivery with business goals for financial inclusion products.
• Foster a culture of quality by default: embed automated testing, observability, and monitoring as foundational elements in every stage of development, not as afterthoughts.
• Coach and mentor engineers through servant leadership, focusing on professional growth, technical mastery, and collaborative problem-solving rather than top-down direction.
• Drive innovation within a dynamic, high-impact team environment that owns end-to-end solutions and is accountable for system reliability, performance, and scalability.
• Build systems that process over 2 million daily payments across five African markets while scaling infrastructure to support the next 10 million customers.
• Contribute to a carbon-negative company that has avoided 2.155 million tonnes of CO₂ emissions through clean energy and circular economy products integrated into the financial platform.
• Work with a tight-knit, globally distributed team operating across UK, Europe, and Africa, supporting a fully remote workflow within UTC-1 to UTC+3 time zones.
• Engage with a product ecosystem that enables affordable smartphones, digital credit, and financial services for unbanked populations—specifically empowering Every Day Earners excluded from traditional finance.
• Participate in professional development programmes and coaching partnerships designed to accelerate career growth and leadership capabilities.
• Ensure all systems adhere to high standards of security, compliance, and customer-centric design while supporting M-KOPA’s mission of financial inclusion for women, youth, and low-income communities.

🎯 Requirements

• Strong hands-on background in C#/.NET backend development
• Proven experience with Azure cloud services
• Solid understanding of event-driven architecture and microservice development (Service Bus, RabbitMQ, Kafka etc)
• Experience leading or mentoring engineers in a collaborative team environment
• Ability to set technical direction and provide architectural guidance
• Comfortable working with Product to shape roadmaps and drive delivery

🏖️ Benefits

• Fully remote role within UTC -1 to UTC +3 time zones
• Professional development programmes and coaching partnerships
• Family-friendly policies and flexible working arrangements
• Well-being support and genuine career growth opportunities

Skills & Technologies

Azure

Kafka

RabbitMQ

Backend

Senior

Remote

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M-KOPA Holdings Limited

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About M-KOPA Holdings Limited

M-KOPA Holdings Limited provides asset-financing and digital financial services across Africa, enabling underbanked customers to acquire smartphones, solar home systems, and productive-use assets through flexible pay-as-you-go installments. The company combines IoT-enabled hardware, mobile payments, and proprietary credit algorithms to offer affordable, unsecured loans while building credit histories for millions. Founded in 2011 and headquartered in Nairobi, Kenya, M-KOPA operates in Kenya, Uganda, Nigeria, Ghana, and South Africa, serving over 3 million customers and disbursing more than $1 billion in cumulative credit.

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