Compliance Analyst II

Affirm Holdings, Inc.

Job Overview

Location

Canada

Job Type

Full-time

Full Job Description

📋 Description

• Join Affirm, a leader in reinventing credit with honest and friendly financial products, as a Compliance Analyst II. This remote role within Canada is a pivotal opportunity to contribute to our mission of providing flexible buy-now-pay-later solutions without hidden fees or compounding interest.
• As part of the Legal, Compliance, and Public Affairs function, you will be instrumental in helping Affirm scale, innovate, and maintain trust across our ecosystem. This team combines legal, compliance, and policy expertise to guide growth and shape outstanding products for consumers and merchants.
• The Compliance team operates as a critical second line of defence, proactively partnering with business units to ensure adherence to regulatory requirements. Your role will involve supporting the design and implementation of a robust compliance management program, enabling Affirm to anticipate and address potential regulatory issues.
• You will play a key role in operationalizing the Compliance Monitoring Program by partnering closely with compliance subject matter specialists. This involves translating program requirements into actionable monitoring activities.
• A core responsibility will be to identify compliance concerns through diligent monitoring efforts. You will be expected to escalate these findings to senior management, providing clear and concise information to facilitate informed decision-making.
• To effectively identify potential issues, you will need to remain continuously abreast of current merchant programs, marketing initiatives, and product offers. This requires a keen understanding of Affirm's operational landscape and its evolving offerings.
• You will collaborate effectively with cross-functional partners to address any compliance concerns that are identified. This involves working with teams across the organization to implement corrective actions and ensure ongoing compliance.
• A significant part of your role will be assisting in the ongoing reporting of monitoring results. This includes documenting adherence to compliance program requirements and providing regular updates to stakeholders.
• You will contribute to the continuous improvement of our compliance framework by assisting in the development of additional monitoring metrics as needed. This proactive approach helps to refine our oversight capabilities.
• You will serve as a point of contact for merchant compliance questions and inquiries. This involves providing clear, accurate, and timely guidance on regulatory requirements, internal policies, and expectations for corrective actions.
• You will work both independently and collaboratively as part of a team to achieve monthly and quarterly monitoring goals. This requires strong self-management and the ability to contribute effectively within a team environment.
• Beyond the core monitoring functions, you will support other key compliance and risk management projects as needed. This demonstrates flexibility and a willingness to contribute to broader departmental objectives.
• This role offers an excellent opportunity for career growth in compliance, particularly for those looking to expand their expertise within the dynamic fintech and consumer finance sector.
• You will be part of a phenomenal team dedicated to upholding the highest standards of compliance and integrity.
• The ideal candidate will be inquisitive and proactive, consistently proposing creative and effective solutions to compliance challenges.
• Strong project management, critical thinking, analytical, and organizational skills are essential for success in this role.
• A genuine interest in fintech and consumer finance will be a significant asset, enabling you to understand the nuances of our industry.
• Excellent verbal and written communication skills are required, with the ability to articulate complex and critical issues clearly and persuasively.
• This position is ideal for someone seeking to make a tangible impact in a fast-paced, innovative financial technology company.
• You will contribute to building a culture of compliance and risk awareness throughout the organization.
• The role demands a meticulous approach to detail and a commitment to accuracy in all compliance-related activities.
• You will be empowered to take ownership of your work and drive positive outcomes in compliance monitoring and issue resolution.
• This is a unique chance to shape and refine compliance processes within a rapidly growing company.
• Your contributions will directly support Affirm's commitment to providing honest and transparent financial services.
• You will gain exposure to a wide range of compliance regulations and best practices within the consumer lending space.
• The remote-first nature of Affirm allows for flexibility and a strong work-life balance, while still fostering a connected and collaborative team environment.
• You will be an integral part of a team that values innovation, integrity, and customer trust.
• The Compliance Analyst II role is designed for individuals who are eager to learn, adapt, and excel in a challenging yet rewarding field.
• Your work will directly contribute to mitigating risks and ensuring the long-term success and sustainability of Affirm's business operations.
• You will have the opportunity to develop your skills in areas such as risk assessment, control testing, and regulatory interpretation.
• This position offers a clear path for professional development within Affirm's compliance function.
• You will be working with cutting-edge financial technology and contributing to its responsible growth.
• The role requires a proactive mindset, anticipating potential issues before they arise and developing strategies to prevent them.
• You will be a key player in maintaining Affirm's reputation for honesty and transparency in the financial services industry.
• This is an exciting opportunity to join a company that is at the forefront of financial innovation and to build a career in a critical and growing field.

🎯 Requirements

• 2-3 years of professional work experience in Compliance, Enterprise or Operational Risk, or Audit, preferred.
• Inquisitive and proactive in proposing creative and effective solutions.
• Strong project management, critical thinking, analytical, and organizational skills.
• Interest in fintech and consumer finance.
• Excellent verbal and written communication skills with the ability to present complex and critical issues.

🏖️ Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.

Skills & Technologies

REST

Remote

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Affirm Holdings, Inc.

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About Affirm Holdings, Inc.

Affirm Holdings operates a point-of-sale consumer lending platform that integrates with online and in-store checkout systems. Through its technology, shoppers can split purchases into fixed, transparent installment payments, while merchants gain conversion and larger order values. The company underwrites and services loans in the United States and Canada using alternative credit models and data partnerships with banks, avoiding deferred-interest structures. It earns revenue from merchant fees and interest on loans, and offers a mobile app for consumers to manage repayment schedules and access additional credit lines.

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