Wayflyer Limited logo

Credit Analyst

Job Overview

Location

Dublin

Job Type

Full-time

Category

Software Engineering

Date Posted

May 22, 2026

Full Job Description

📋 Description

  • Analyze financial and non-financial data of new and existing customers to assess their business health and funding eligibility
  • Evaluate and quantify the risks associated with providing financing to eCommerce businesses
  • Support and coordinate regular client calls to deepen understanding of customer business models and funding needs
  • Collaborate with management to design, build, and implement new credit processes and financial products
  • Partner with sales and operations teams to understand how customer relationships are acquired and managed
  • Learn and apply portfolio management practices, including identifying when to exit high-risk customer relationships
  • Review and interpret financial reporting documents such as management accounts and financial models submitted by businesses
  • Present findings, risk assessments, and recommendations to senior stakeholders during internal and client-facing meetings
  • Work cross-functionally with teams across the organization to align credit decisions with business growth objectives
  • Contribute to the ongoing refinement of credit risk models and portfolio monitoring tools
  • Maintain a commercial mindset while balancing risk mitigation with the goal of supporting customer growth
  • Engage with the company’s loan portfolio to understand performance trends, default patterns, and funding cycle dynamics
  • Utilize quantitative analysis to inform credit decisions and support data-driven recommendations
  • Participate in the end-to-end credit evaluation process from initial application review to ongoing portfolio oversight
  • Communicate complex financial insights clearly and concisely to both technical and non-technical audiences
  • Stay informed about evolving eCommerce trends and their impact on business financial performance
  • Contribute to the continuous improvement of internal workflows and documentation related to credit analysis

🎯 Requirements

  • 1-2 years of relevant work experience, ideally in a finance-related role
  • Completed undergraduate degree in Business, Finance, Economics, Engineering, Law, or Computer Science
  • Ability to analyze and understand financial reporting such as management accounts and financial models
  • Comfortable leading internal and external meetings and presenting findings to senior stakeholders
  • Strong quantitative and commercial orientation with interest in credit risk analysis and portfolio management
  • Proficiency in MS Excel and/or SQL

🏖️ Benefits

  • 25 days of paid annual leave plus public holidays
  • Private healthcare, life insurance, and critical illness cover
  • Pension plan to support long-term financial security
  • Generous parental and adoptive leave for both primary and secondary caregivers
  • Equity scheme offering stakeholder ownership in the company
  • Ability to work remotely from anywhere in the world for up to 60 calendar days per year

Skills & Technologies

Remote

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Wayflyer Limited
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About Wayflyer Limited

Wayflyer Limited provides non-dilutive working capital and analytics to e-commerce businesses. It offers revenue-based financing, cash advances, and performance insights through data-driven underwriting. Founded in 2019 and headquartered in Dublin, the company serves online retailers across the United States, United Kingdom, Europe and Australia, enabling them to fund inventory, marketing and growth initiatives without equity loss. Wayflyer integrates with platforms such as Shopify, WooCommerce and Amazon to assess real-time sales metrics, delivering funding approvals within 24 hours and repayment terms aligned to daily sales performance.

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