Data Scientist Specialist (Lending)

📋 Description

• • As a Specialist Data Scientist at RecargaPay, you will lead the development and implementation of advanced machine learning models to solve complex credit and transaction risk challenges, directly impacting the financial inclusion of over 10 million Brazilian users.
• • Day to day, you will develop real-time scoring models, build predictive models using internal and third-party data, evolve rule engines into dynamic graph-based systems, analyze large datasets for risk patterns, and mentor team members while driving adoption of technologies like Databricks and AWS.
• • RecargaPay is an AI-first, 100% remote fintech serving over 10 million users and processing more than USD 4 billion annually, profitable since 2022, with a mission to deliver the best payment experience for banked and unbanked Brazilians through a powerful digital ecosystem.
• • In this role, you will deepen your expertise in credit risk modeling, MLOps, and scalable data systems, while gaining leadership experience in mentoring and shaping the technical direction of a high-impact data science team in a fast-growing, purpose-driven environment.