Ryans Goh Holdings Sdn. Bhd. logo

Senior Property and Casualty Underwriter

Job Overview

Location

Remote - Connecticut

Job Type

Full-time

Category

Software Engineering

Date Posted

June 3, 2026

Full Job Description

đź“‹ Description

  • • Oversees and strategically manages workflows for new property and casualty business and renewals, applying advanced professionalism, technical expertise, and strict adherence to underwriting guidelines.
  • • Evaluates, prioritizes, and selects insurance submissions, pricing risks to generate underwriting profit while referring or declining exposures that present excessive risk.
  • • Conducts comprehensive risk assessments by analyzing coverage value, location, usage, safety features, and other relevant factors to determine risk acceptance.
  • • Determines appropriate coverage limits, insurance premiums, and policy terms based on risk evaluation, ensuring active and profitable portfolio management of complex property and casualty accounts.
  • • Negotiates terms and conditions with brokers, identifies and creates cross-sell opportunities for additional products, and ensures full compliance with regulatory requirements and internal guidelines.
  • • Develops strategic initiatives to generate new business opportunities, maximize retention of assigned portfolios, and directly contribute to achieving organizational business targets.
  • • Builds and maintains long-term, professional relationships with brokers and agents to expand the book of business and deliver superior customer service within delegated authority limits.
  • • Partners with underwriting teams to foster seamless communication, optimize task coordination, and enhance overall underwriting efficiency.
  • • Produces accurate premium forecasts and business plans, actively contributes to budgeting processes, and supports the achievement of performance targets.
  • • Optimizes underwriting processes by introducing new technologies and aligning departmental practices with broader organizational goals.
  • • Provides training and guidance to new underwriters on underwriting guidelines, processes, systems, and risk evaluation methodologies.
  • • Attends industry events and stays current on property and casualty underwriting trends, emerging risks, and regulatory changes, adjusting underwriting strategies accordingly.
  • • Operates within prescribed state P&C and/or surplus line licensing requirements and maintains compliance with all applicable insurance regulations.

🎯 Requirements

  • • Minimum of 8 years of experience in Property and Casualty Underwriting
  • • Bachelor’s degree required; Risk Management, Actuarial Science, or Business Administration preferred
  • • Must meet minimum requirements for state P&C and/or surplus line licenses
  • • Chartered Property Casualty Underwriter (CPCU) or Certified Insurance Counselor (CIC) preferred
  • • Proven track record in portfolio management, risk assessment, and underwriting profit optimization
  • • Strong negotiation skills with brokers and experience in cross-selling insurance products

🏖️ Benefits

  • • Target annual salary range of $104,000.00 - $130,000.00
  • • Eligibility for bonuses
  • • Paid time off including company holidays, vacation, sick, and personal days
  • • Paid parental leave
  • • Mental health services
  • • Comprehensive benefits package focused on physical, financial, and emotional well-being

Skills & Technologies

Senior
Remote
Degree Required

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Ryans Goh Holdings Sdn. Bhd. logo
Ryans Goh Holdings Sdn. Bhd.
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About Ryans Goh Holdings Sdn. Bhd.

Malaysia-based Ryans Goh Holdings operates Ryans Electronic Supermarket, a nationwide chain of consumer electronics retail stores and online marketplace. It sells mobile devices, computers, home appliances, accessories and offers device repair services, corporate procurement and e-commerce fulfilment across Peninsular and East Malaysia.

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