Senior Software Engineer, Banking

📋 Description

• • Join Parafin as a Senior Software Engineer and become a key architect in revolutionizing financial services for small and medium-sized businesses. At Parafin, we are dedicated to empowering small businesses, the very foundation of our economy, by dismantling the barriers often imposed by traditional banking institutions. We achieve this by developing cutting-edge technology that provides seamless access to essential financial tools through the platforms these businesses already utilize. Our strategic partnerships with industry leaders such as DoorDash, Amazon, Worldpay, and Mindbody enable us to deliver rapid and adaptable funding solutions, sophisticated spend management tools, and valuable savings options directly to their small business clientele, all through a simple, integrated experience.
• • In this pivotal role, you will be instrumental in building, scaling, and maintaining our sophisticated financial infrastructure. This position offers a unique opportunity to collaborate across diverse engineering teams, contributing to the design and development of robust, secure, and high-performance systems that form the backbone of our embedded financial products. You will be challenged to solve complex technical problems, provide mentorship and guidance to your engineering peers, and significantly influence the strategic trajectory of our technology stack. Your contributions will directly shape the future of financial technology for underserved businesses.
• • Specifically within our Banking initiatives, you will be at the forefront of constructing the modern banking experience for small and medium businesses from the very ground up. This involves developing core products such as checking accounts, savings accounts, and credit cards, all meticulously integrated into a user-friendly interface that offers real-time capabilities and insights. You will work closely with our external partners to enhance integration functionalities, drive product adoption, and customize the user experience through innovative features like tailored rewards programs and advanced AI-driven functionalities. Furthermore, you will develop end-to-end features, create internal tooling to boost operational efficiency, and build customer analytics that provide direct, measurable impact on the company's bottom line.
• • Your responsibilities will encompass the full software development lifecycle: designing, building, and maintaining scalable and reliable backend systems that can handle significant growth and transaction volumes. You will take ownership of technical projects, driving them from initial ideation through to successful deployment, ensuring they meet high standards of quality and performance. Collaboration will be a cornerstone of your work, as you partner closely with cross-functional teams, including Product Managers who define the vision, Data Scientists who unlock insights, and Operations teams who ensure smooth execution. A critical aspect of your role will be to continuously improve system performance, enhance security protocols, and bolster overall reliability through ongoing optimization and proactive problem-solving.
• • Beyond technical contributions, you will play a vital role in nurturing talent and fostering a high-performing engineering culture. This includes mentoring and guiding junior and mid-level engineers, sharing your expertise, and promoting best practices in software development. Your passion for building impactful financial products that genuinely empower small businesses will be a driving force, ensuring our technology makes a tangible difference in the lives of entrepreneurs. We are looking for individuals who are not only technically adept but also deeply motivated by our mission to create a future where every small business has equitable access to the financial tools they need to thrive.
• • This role is ideal for a seasoned engineer who thrives in a dynamic, fast-paced environment and is eager to make a significant impact. You will be instrumental in scaling our platform to meet the demands of a rapidly growing user base and expanding product offerings. Your ability to translate complex business requirements into elegant technical solutions will be highly valued. We encourage innovation and expect our engineers to bring creative ideas to the table, challenging the status quo and pushing the boundaries of what's possible in embedded finance.