Job Overview
Location
Remote / DĂĽsseldorf
Job Type
Full-time
Category
Software Engineering
Date Posted
May 10, 2026
Full Job Description
đź“‹ Description
- • Senior Software Engineer - Risk & Pricing (m/f/d) at auxmoney GmbH, a leading German fintech company specializing in peer-to-peer lending, where you will design, develop, and maintain scalable backend systems that power critical risk assessment and pricing models for loan offerings.
- • Day to day, you will collaborate with cross-functional teams including data scientists, product managers, and risk analysts to build and optimize high-performance services in Java and Kotlin, implement microservices using Spring Boot, ensure system reliability through automated testing and monitoring, and contribute to architectural decisions that support real-time credit scoring and dynamic pricing logic.
- • auxmoney GmbH is a purpose-driven fintech innovator with over 15 years of experience in democratizing access to credit, operating with a strong engineering culture that values ownership, continuous learning, and data-informed decision-making, serving hundreds of thousands of borrowers and investors across Europe.
- • In this role, you will deepen your expertise in distributed systems, financial domain modeling, and scalable backend architecture while gaining direct impact on products that affect real financial outcomes, with opportunities to lead technical initiatives, mentor junior engineers, and shape the evolution of auxmoney’s core risk and pricing infrastructure.
🎯 Requirements
- • Strong proficiency in Java and/or Kotlin with experience building production-grade backend systems
- • Experience with Spring Boot, RESTful APIs, and microservices architecture
- • Solid understanding of databases (SQL and/or NoSQL), data modeling, and performance optimization
- • Familiarity with cloud platforms (preferably AWS), containerization (Docker/Kubernetes), and CI/CD pipelines
- • Experience working in agile environments with test-driven development and observability practices
- • Ability to collaborate effectively with data scientists and product teams to translate risk models into production systems
🏖️ Benefits
- • Hybrid remote work model with flexibility to work from Düsseldorf or remotely within Germany
- • Annual budget for personal development, including conferences, courses, and certifications
- • Company pension scheme with employer contributions and additional financial wellness benefits
- • 30 days of vacation per year plus additional days off for special occasions
- • Modern tech stack and autonomy to influence architectural decisions and tooling choices
- • Regular team events, hackathons, and a collaborative, inclusive engineering culture
Skills & Technologies
About auxmoney GmbH
auxmoney is a leading European online lending marketplace that connects private borrowers with private investors. Founded in 2007, the company facilitates peer-to-peer loans, offering a transparent and efficient alternative to traditional banking. auxmoney leverages technology and data analytics to assess creditworthiness and match borrowers with suitable investors. Their platform serves individuals seeking personal loans for various purposes, from debt consolidation to financing significant life events. By democratizing access to credit and investment opportunities, auxmoney plays a significant role in the fintech landscape, promoting financial inclusion and innovation within the lending sector.
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