Monzo Bank Limited logo

Senior Staff Software Engineer, Platform

Job Overview

Location

Cardiff, London or Remote (UK)

Job Type

Full-time

Category

Software Engineer

Date Posted

February 24, 2026

Full Job Description

đź“‹ Description

  • • Join Monzo Bank, a revolutionary fintech company on a mission to make money work for everyone, by building a platform that empowers engineering teams to create magical customer experiences.
  • • As a Senior Staff Software Engineer on the Platform team, you will play a pivotal role in enhancing the resilience, reliability, and scalability of Monzo's core infrastructure and services.
  • • This is a highly technical, individual contributor (IC) leadership position with company-wide influence, driving technical strategy and execution across multiple engineering collectives.
  • • You will be instrumental in shaping the future of Monzo's platform, ensuring it can support our ambitious growth and evolving business needs while maintaining cost-efficiency.
  • • Your primary focus will be on improving platform resilience, acting as a crucial link between platform and product engineering teams to facilitate the creation of robust and dependable systems.
  • • This involves deep dives into our existing platform, identifying areas for improvement, and architecting solutions that strengthen the reliability surface between teams.
  • • You will be hands-on, leveraging your extensive software engineering and systems-building expertise to tackle complex technical challenges directly, contributing code and infrastructure improvements.
  • • Partner closely with the Engineering Director for Platform and other senior engineers to provide technical leadership and strategic direction for resiliency initiatives across the entire organization.
  • • Develop and champion best practices, patterns, and tooling that make building and operating resilient systems the default and easiest choice for all engineers at Monzo.
  • • Foster a strong culture of reliability, where every engineer feels empowered and supported to design, build, and operate systems that can perform at a global scale.
  • • Maintain a broad understanding of various workstreams within the Platform collective, enabling you to offer insightful technical advice and constructive challenges to fellow engineers.
  • • Lead architectural discussions for the most complex and critical systems within the collective, ensuring solutions are robust, scalable, and optimized for Monzo's unique context.
  • • Act as a champion for high engineering standards, celebrating team successes while providing actionable, constructive feedback to drive continuous improvement.
  • • Cultivate a culture of quality and proactive testing, making it easier for teams to implement comprehensive testing strategies.
  • • Mentor, sponsor, and up-level engineers within the team and across the wider engineering organization, contributing to their professional growth and technical development.
  • • Contribute to Monzo's open-source efforts, sharing knowledge and best practices with the wider tech community.
  • • Work with a modern technology stack including Go, Cassandra, Kafka, Kubernetes, Docker, AWS, GCP, React, and Feast.
  • • Collaborate with a diverse and talented group of engineers, data scientists, and data users, fostering a positive and productive team environment.
  • • Be part of a company that values innovation, customer focus, and making a real impact on people's financial lives.
  • • Contribute to a product used by millions of customers, with the opportunity to see your work directly influence their banking experience.
  • • Embrace ambiguity and thrive in a fast-paced, evolving environment, helping to guide teams through uncertainty.
  • • Drive the adoption of Infrastructure as Code principles and automation to streamline operations and enhance system reliability.
  • • Participate in knowledge-sharing sessions, learning about various aspects of banking technology and effective communication strategies.
  • • Contribute to the continuous improvement of our platform's performance, security, and compliance posture.
  • • Help define and implement technical roadmaps that align with Monzo's strategic objectives and growth plans.
  • • Engage in code reviews, architectural reviews, and technical design sessions to ensure the highest quality of engineering output.
  • • Identify and mitigate potential risks and failure points within the platform, proactively implementing preventative measures.
  • • Champion a data-informed approach to decision-making, utilizing metrics and insights to guide platform development and improvements.
  • • Play a key role in ensuring the platform meets the needs of a rapidly growing business, accelerating engineer productivity, and maintaining cost-effectiveness.
  • • Contribute to the development of internal tooling and dashboards that enhance developer experience and operational visibility.
  • • Collaborate with product teams to understand their needs and translate them into platform requirements and solutions.
  • • Drive initiatives to improve the observability and monitoring of our systems, enabling faster incident detection and resolution.
  • • Contribute to the evolution of our CI/CD pipelines to ensure efficient and reliable software delivery.
  • • Help shape the technical direction of the Platform collective, influencing architectural decisions and technology choices.
  • • Be a key player in building and protecting a product that millions of people rely on daily.
  • • Embrace Monzo's mission and values, contributing to a culture that prioritizes customer well-being and financial empowerment.
  • • This role offers a unique opportunity to make a significant impact on a rapidly growing and highly respected fintech company.

🎯 Requirements

  • • Significant professional experience in software engineering, demonstrated by writing, testing, and deploying robust backend services using strongly typed languages.
  • • Hands-on experience working with AWS and/or GCP, and proficiency with Kubernetes, including deep experience designing and maintaining global, resilient systems in the cloud.
  • • Natural inclination to solve problems through automation and experience with Infrastructure as Code (e.g., Terraform).
  • • Deep curiosity about systems, enjoyment of diving deep to investigate complex issues, and understanding of how modern distributed applications fail and scale.
  • • Excitement to build a platform that enables success for everyone at Monzo, focusing on reliability, performance, and developer experience.
  • • Comfort working in a fast-paced team that deals with ambiguity and evolving requirements.

🏖️ Benefits

  • • Salary: ÂŁ135,000 - ÂŁ184,000 per annum
  • • Share options
  • • Relocation assistance for candidates moving to the UK
  • • Visa sponsorship available
  • • Flexible working hours and remote working options within the UK
  • • ÂŁ1,000 annual learning budget for books, training, and conferences
  • • Home office setup support, including a Macbook and additional remote work provisions

Skills & Technologies

Go
React
Cassandra
AWS
GCP
Senior
Remote
ÂŁ135k-184k

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Monzo Bank Limited logo
Monzo Bank Limited
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About Monzo Bank Limited

Monzo Bank Limited is a UK-regulated digital bank offering personal, joint, and business accounts, savings, loans, overdrafts, and mortgages via a mobile-first platform. Licensed by the PRA and FCA, it provides real-time spending notifications, budgeting tools, and fee-free foreign transactions. Founded in 2015 as Mondo, it rebranded in 2016 and serves over nine million customers.

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