
Job Overview
Location
Indiana, USA
Job Type
Full-time
Category
Software Engineer
Date Posted
February 26, 2026
Full Job Description
đź“‹ Description
- • Monarch Money is on a mission to simplify the complexity of personal finance, transforming lives by making money management feel effortless. Since our launch in 2021, we've rapidly become a top-recommended personal finance app, a testament to our user-centric approach and the passion of our dedicated team. We are a collective of driven individuals, guided by seasoned entrepreneurs, all united by a shared enthusiasm for empowering our members to achieve their financial aspirations. Our core philosophy revolves around building a product that users genuinely love, continuously iterating and improving based on invaluable user feedback.
- • As a fully remote company, we embrace flexibility and welcome talent from virtually anywhere. Our team thrives on a blend of synchronous collaboration, primarily between 9 AM and 2 PM PT, and asynchronous work, ensuring seamless connection across diverse time zones. We believe in fostering an environment where everyone can contribute their best work, regardless of their physical location.
- • The Software Engineer, Growth role is pivotal in our next phase of expansion. While we've already cultivated a product that resonates deeply with our users, our immediate focus is on amplifying our reach, attracting new users, and ensuring a seamless and successful onboarding experience for everyone who joins Monarch. This role is instrumental in helping more households gain control of their financial lives.
- • As a Senior Software Engineer on the Growth team, you will be at the forefront of expanding Monarch’s user base and impact. You will spearhead technical execution across a spectrum of projects designed to enhance user acquisition, optimize activation rates, and improve long-term retention. This involves close collaboration with a multidisciplinary team, including product managers, designers, marketers, and data analysts, to translate business objectives into tangible technical solutions.
- • Our overarching ambition is to establish Monarch as the indispensable financial operating system for every household – the definitive, one-stop platform for all financial needs. If you are driven by the prospect of merging data-driven insights, rigorous experimentation, and exceptional engineering practices to create significant, measurable impact, we invite you to join us on this exciting journey.
- • Key responsibilities include collaborating with and mentoring fellow engineers while maintaining a hands-on approach to executing critical roadmap initiatives. You will be responsible for driving the technical execution of growth strategies, ensuring they are tightly aligned with overarching business goals and user needs.
- • You will work closely with product managers, designers, marketers, and data analysts to refine and enhance user acquisition funnels, streamline the onboarding process, and implement features that boost user retention. A significant part of this role involves designing and implementing robust systems to support A/B testing and rapid experimentation, allowing us to quickly iterate and optimize based on user behavior.
- • Analyzing user data and behavior patterns will be crucial for informing technical decisions and continuously refining our growth strategies. You will be instrumental in fostering a culture of innovation, encouraging a strong sense of ownership, and championing continuous improvement within the engineering team.
- • A critical aspect of this role is the ability to strategically balance the need for technical debt reduction with the imperative of delivering new features, ensuring that our growth is sustainable and our platform remains scalable and performant.
- • This is an opportunity to make a profound impact on a rapidly growing company, directly influencing its trajectory and helping millions of users achieve financial well-being. You will be empowered to take ownership, experiment boldly, and contribute to building a product that truly makes a difference.
Skills & Technologies
Python
TypeScript
React
REST
Remote
About Monarch Money Inc.
Monarch Money is a personal finance platform that aggregates bank, credit, investment, and loan accounts into a single dashboard. It offers automated budgeting, net-worth tracking, cash-flow forecasting, and collaborative tools for households and financial advisors. Built with bank-level encryption and read-only connections, the service is delivered via web and mobile apps on a freemium subscription model. Founded in 2018 and headquartered in San Francisco, the company targets individuals and advisors seeking real-time, comprehensive financial oversight without manual spreadsheets.
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