Software Engineering Intern (Summer 2026)

📋 Description

• • Embark on a transformative summer internship experience at Monarch Money Inc., a leading innovator in the personal finance technology sector. As a Software Engineering Intern for Summer 2026, you will immerse yourself in a dynamic, fully remote environment, contributing to the development of a powerful, all-in-one platform designed to simplify financial management for millions. Monarch is not just an app; it's a mission-driven company dedicated to reducing financial stress and empowering users to achieve their goals. Since our inception in 2021, we have rapidly become a top-recommended personal finance application, a testament to our user-centric approach and our commitment to continuous evolution based on invaluable user feedback.
• • This internship offers a unique opportunity to work alongside seasoned entrepreneurs and a passionate team of "do-ers" who are deeply invested in building a product that users genuinely love. You will be an integral part of a collaborative culture that embraces both synchronous and asynchronous communication, allowing for effective teamwork across various time zones. Our remote-first ethos, established even before the global shift, ensures you can work from wherever you are most productive and happy, fostering a healthy work-life balance from day one.
• • As a Monarch intern, you will be entrusted with meaningful challenges that directly contribute to our overarching mission and actively shape the future of personal finance. You will receive comprehensive guidance from experienced team members, access to robust learning and development resources, and ample opportunities to connect with peers and leadership, making this program a strong foundation for launching your professional career. Your contributions will be guided by mentors who will support you in applying your academic knowledge, acquiring new technical and soft skills, and contributing to impactful projects that drive tangible business results.
• • The internship is structured around several key engineering teams, allowing you to gain exposure to diverse areas of software development within a fintech context. You may have the opportunity to contribute to:
• • **Tracking & Insights:** Develop features that provide users with a clear understanding of their financial landscape, including transaction analysis, investment performance tracking, comprehensive reporting, and AI-driven financial insights.
• • **Planning & Advice:** Build intuitive user experiences that empower individuals to plan for their financial futures, encompassing budgeting tools, goal forecasting functionalities, and personalized financial guidance systems.
• • **Aggregation:** Enhance the core experience of connecting users' financial institutions to Monarch, ensuring a seamless and comprehensive view of their entire financial life within a single platform.
• • **Platform/Infrastructure/Security (Foundations):** Contribute to the foundational elements that power Monarch, including cloud infrastructure management, CI/CD pipeline optimization, security tooling development, and improving the overall developer experience to enable faster and safer feature releases across all teams.
• • **AI:** Work on cutting-edge AI-powered features, leveraging state-of-the-art generative AI models to enrich financial data, deliver conversational financial guidance, generate intelligent reports, and provide deeply personalized financial understanding.
• • Your primary responsibility will be to undertake a hands-on, self-driven project that delivers real business impact. This project will be collaboratively defined with your manager and mentor, aligning with your specific interests and the company's strategic needs. You will be encouraged to take ownership, experiment with innovative solutions, and present your findings and outcomes to key stakeholders.
• • This internship is more than just coding; it's about understanding the product, the users, and the business. You'll learn to think like a product owner, balancing technical feasibility with user needs and business objectives. You'll participate in team meetings, code reviews, and potentially contribute to product discussions, gaining a holistic view of the software development lifecycle in a fast-paced startup environment.
• • We foster a culture of continuous learning and encourage interns to ask questions, seek feedback, and actively participate in the engineering community within Monarch. You will have the chance to network with fellow interns and full-time employees, building valuable professional relationships that can extend beyond the internship period. Prepare to be challenged, to grow, and to make a significant contribution to a company that is revolutionizing personal finance.