
Job Overview
Location
Remote
Job Type
Full-time
Category
Software Engineer
Date Posted
February 28, 2026
Full Job Description
đź“‹ Description
- • Join RecargaPay as a Senior Software Engineer (Lending) and play a pivotal role in shaping the future of financial services for millions of Brazilians. We are on a mission to build a comprehensive digital ecosystem that empowers both banked and unbanked individuals and small businesses, offering a seamless, one-stop shop for all their financial needs. With over 10 million users and processing more than USD 4 billion annually, RecargaPay is a profitable, AI-first, and fully remote company experiencing rapid growth in the dynamic Brazilian financial market.
- • As a Senior Software Engineer, you will be instrumental in designing, developing, and maintaining robust, scalable, and secure systems that underpin our innovative financial services. This role is critical to ensuring the seamless operation of our platform and delivering an exceptional user experience. You will be at the forefront of innovation, implementing cutting-edge solutions to meet the evolving demands of our customers in a highly competitive industry.
- • Your core responsibilities will include writing well-designed, testable, and efficient code, adhering to the highest software development best practices. You will actively participate in all phases of the development lifecycle, from conception and design through to implementation, testing, and deployment.
- • A key aspect of this role involves contributing to continuous improvement by actively researching and evaluating alternative technologies and approaches. You will present your findings and recommendations for architectural review, focusing on solutions that address scaling and performance challenges.
- • You will be responsible for proposing initial technical implementations that support significant architectural changes, specifically targeting improvements in system scalability and performance to handle our growing user base and transaction volume.
- • Collaboration is key. You will work closely with cross-functional teams, including Product, Architecture, Infrastructure, and other Engineering teams, to deliver high-quality solutions.
- • You will leverage your expertise in version control systems, specifically GitHub, managing code repositories, resolving conflicts, and automating continuous integration and continuous deployment (CI/CD) processes to ensure efficient and reliable software delivery.
- • Maintaining comprehensive software documentation will be an essential part of your role, ensuring that our systems are well-understood and maintainable by the wider engineering team.
- • You will be expected to design complex distributed applications engineered for high performance and throughput, ensuring they remain scalable and reliable under heavy load.
- • A significant part of your work will involve developing and enhancing our lending products, which are central to RecargaPay's mission of providing comprehensive financial solutions. This includes contributing to systems that manage loan origination, credit decisioning, and loan servicing.
- • You will have the opportunity to apply your knowledge of asynchronous programming to build responsive and efficient systems that handle complex financial workflows.
- • You will be deeply involved in profiling and performance tuning Java applications, utilizing advanced monitoring tools to ensure the optimal performance and stability of our production systems.
- • Furthermore, you will explore and implement practical applications of AI frameworks within development projects, contributing to RecargaPay's AI-first strategy and driving innovation in our financial products.
- • This role offers a unique chance to make a tangible impact on the financial lives of millions, working in a fast-paced, innovative environment where your contributions are valued and directly influence the company's success. You will be empowered with autonomy and ownership, encouraged to take a bias for action, and contribute to a culture that values curiosity, hands-on problem-solving, and a drive for impact.
- • We are looking for individuals who are not only technically proficient but also possess strong communication and collaboration skills, a proactive mindset, and a passion for continuous learning and improvement. If you are ready to do your best work at scale, with purpose, RecargaPay is the place for you.
Skills & Technologies
About RecargaPay
RecargaPay is a leading Brazilian fintech company that offers a comprehensive digital wallet and payment platform. It empowers users to manage their finances, make payments, and access financial services through a mobile app. The platform facilitates bill payments, mobile top-ups, peer-to-peer transfers, and purchases from a wide network of merchants. RecargaPay aims to democratize financial services in Brazil, providing accessible and convenient solutions for everyday transactions and financial management, particularly for the unbanked and underbanked population. Their business model focuses on transaction fees, merchant services, and value-added financial products.
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