CDD Risk, Onboarding Analyst

📋 Description

• • Perform comprehensive risk assessments during merchant onboarding by analyzing customer profiles including business model, ownership structure, and legal entity details to evaluate anti-money laundering, reputational, regulatory, and fraud risks.
• • Setup, monitor, and maintain procedures related to merchant onboarding and post-onboarding changes to ensure compliance with financial regulations and internal policies.
• • Execute precise merchant data changes required due to updates in business structure, ownership, or product offerings, ensuring accuracy and regulatory alignment.
• • Support and train internal colleagues on onboarding workflows and compliance procedures to enhance team-wide understanding and consistency in risk evaluation.
• • Collaborate with Commercial and Product teams to provide clear guidance on onboarding requirements, restricted products, and risk-related constraints for existing and prospective merchants.
• • Work closely with Sales, Account Management, Compliance, Monitoring, and Product/Development teams to align merchant risk assessments with business growth objectives.
• • Contribute to scaling internal processes by identifying inefficiencies and driving continuous optimization and automation initiatives within the underwriting function.
• • Maintain a strong understanding of risks relevant to a licensed financial institution and apply this knowledge to make informed, timely decisions on merchant risk profiles.
• • Operate in a fast-paced, high-regulation environment where accuracy, speed, and adherence to global compliance standards are critical to business integrity.
• • Ensure all merchant onboarding activities support Adyen’s commitment to ethical growth and a healthy, low-risk merchant portfolio.
• • Communicate effectively across global, cross-functional teams to resolve complex risk-related questions and facilitate smooth merchant integration.
• • Proactively identify opportunities to improve risk assessment frameworks and contribute to the evolution of underwriting standards in alignment with evolving regulatory landscapes.