Commercial Lending Officer

📋 Description

• • As a Commercial Lending Officer at Elevations Credit Union, you will be instrumental in driving the growth of the credit union's commercial loan portfolio. This is a pivotal, production-focused role where you will be empowered to originate and meticulously manage a diverse range of commercial relationships across Elevations' key trade areas. Your success will be directly rewarded through a robust compensation structure heavily tied to your personal production, offering significant earning potential. You will operate within a supportive, collaborative team environment, benefiting from streamlined internal processes designed to facilitate efficient deal management and client service. This position is perfectly suited for a driven, relationship-oriented lender who is eager to expand their career and financial horizons within a forward-thinking credit union that genuinely values and rewards its top producers. Your expertise will be focused on key lending areas including commercial real estate, commercial and industrial (C&I) loans, and construction financing. You will possess the autonomy to strategically place business opportunities anywhere within the dynamic market stretching from Fort Collins to Denver, leveraging your existing network and identifying new market opportunities. If you are seeking to join a rapidly expanding commercial lending team that offers an exceptional compensation framework and a clear path for professional advancement, we strongly encourage you to apply.
• • Your day-to-day responsibilities will encompass a wide array of critical functions aimed at building and sustaining a thriving commercial loan book. A primary focus will be on proactively originating new commercial loan relationships. This involves actively engaging in business development activities, cultivating strategic networking opportunities, and consistently identifying potential clients within the designated trade area. You will serve as the dedicated, primary point of contact for all member interactions throughout the entire lending lifecycle. This includes guiding them from the initial exploratory conversation, through the intricate structuring and underwriting phases, to the successful closing of the loan, and extending to the ongoing management and nurturing of these valuable relationships. A significant part of your role will involve expertly structuring and compellingly presenting a variety of commercial loan deals. This includes, but is not limited to, complex commercial real estate transactions, flexible C&I lines of credit designed to support business operations, and consumer construction loans. You will be tasked with building and diligently maintaining strong, mutually beneficial external partnerships. This includes cultivating and nurturing referral networks with professionals such as real estate brokers, accountants, attorneys, and other business advisors to ensure a consistent and robust pipeline of potential deals. Furthermore, you will actively represent Elevations Credit Union within the broader business community. This representation is crucial for developing and enhancing the credit union's market presence and reputation as a trusted commercial lending partner. Collaboration is key; you will work closely and effectively with internal teams, including underwriting specialists, credit analysts, and loan operations personnel, to ensure that all deals progress efficiently and smoothly through the entire pipeline, from application to funding. A critical step in the process involves preparing comprehensive and persuasive loan packages. These packages will be meticulously assembled for presentation and approval by the Business Loan Committee, requiring a thorough understanding of credit policies and risk assessment. Finally, you will maintain a keen awareness of evolving market conditions, closely monitor competitor activity and their strategic pricing trends, and stay abreast of all relevant developments within the Colorado commercial lending market, particularly within the Fort Collins to Denver corridor, to inform your lending strategies and identify new opportunities.
• • You will be joining a growing and dynamic commercial lending team at Elevations Credit Union, an organization known for its member-centric approach and commitment to community development. The team fosters a collaborative spirit, where knowledge sharing and mutual support are encouraged, ensuring that members receive exceptional service and that loan officers have the resources they need to succeed. Elevations Credit Union is dedicated to empowering its employees and providing them with the tools and environment necessary to excel in their roles and achieve their professional goals. This supportive culture is designed to help you thrive and build a successful, long-term career.
• • In this role, you will have unparalleled opportunities for professional growth and development. You will gain extensive experience in structuring and managing a wide array of commercial loan products, deepening your expertise in commercial real estate, C&I, and construction lending. The autonomy to build and manage your own book of business will hone your entrepreneurial and relationship management skills. You will have the chance to expand your professional network significantly within the Colorado business and lending communities. Furthermore, Elevations Credit Union offers a comprehensive suite of learning and development resources, including access to LinkedIn Learning, structured career and leadership development programs, opportunities for job shadowing, a dedicated mentor program, and generous tuition reimbursement, all designed to support your continuous learning and career advancement. This role offers a direct path to increased earning potential through a performance-based compensation structure and the opportunity to become a key player in the expansion of a respected financial institution.