Data Analytics

OneApp Technologies Inc.

Job Overview

Location

United States (Remote)

Job Type

Full-time

Full Job Description

📋 Description

• As a member of the analytics team, you will bring order to vast amounts of internal and external data so OnePay can make better data-driven credit decisions, faster.
• You will own cross-product credit analytics and recommendations across OnePay’s product suite, including credit card, point-of-sale/after-purchase financing, and cash advance.
• You will work cross-functionally to define the problem at-hand, create a framework to break it down, and leverage data to drive underwriting and portfolio strategies that create a better experience for our customers and advance business goals.
• You will recommend underwriting, line/limit, and policy changes to responsibly grow approvals and usage.
• You will develop cross-product customer credit profiles by connecting external credit attributes to on-us behavior.
• You will drive outcomes from uncovering insights in monitoring, to recommending and executing against strategic insights.
• You will design, execute, and analyze experiments (A/B tests, holdouts, policy tests), turning results into strategic recommendations and roll-out plans.
• You will intertwine analytics with business and product strategy to craft business proposals that ultimately impact the bottom-line.
• You will leverage AI-powered tools and techniques to accelerate analysis, develop and validate predictive insights, and push the boundaries of what’s possible in product analytics.
• You will share business insights and product enhancement recommendations to senior leadership and stakeholders effectively and concisely.

🎯 Requirements

• 4-7 years of professional experience in analytics with a proven track record of leveraging quantitative analyses to drive business or product changes in a fast-paced environment.
• Demonstrated experience across consumer underwriting strategy and/or portfolio risk analytics.
• Advanced SQL skills with a track record of extracting and analyzing complex datasets independently.
• Strong analytical thinking and problem-solving skills — you can go from ambiguous questions to clear insights.
• Proven ability to work cross-functionally to translate complex data questions into practical business guidance.
• Intellectual curiosity to look beyond the ‘what’ and answer the ‘why’.
• An act-like-an-owner mentality.

🏖️ Benefits

• Competitive base salary, stock options, and health benefits from Day 1.
• 401(k) plan with company match.
• Remote-friendly (US), flexible time off (FTO), and opportunities for growth.
• A high-growth, mission-driven, inclusive culture where your work has real impact.

Skills & Technologies

Remote

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OneApp Technologies Inc.

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About OneApp Technologies Inc.

Mobile-first platform that consolidates payments, loyalty, and merchant services into a single SDK for businesses. Offers card-linked offers, cashback programs, and real-time analytics to increase customer retention. Focuses on financial institutions, retailers, and fintechs seeking to unify consumer spending experiences across physical and digital channels.

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