Job Overview
Location
Remote Posting
Job Type
Full-time
Category
Operations
Date Posted
May 13, 2026
Full Job Description
đź“‹ Description
- • Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You’ll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application.
- • As a Junior Underwriter, you’ll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships. You will close the loop by calling dealership partners to rehash approvals, match the right fit by ensuring sales contracts meet program guidelines, be a trusted partner by working with dealerships and internal teams, add value to every deal by reviewing and restructuring deals, bring solutions to the table by recommending alternative products, educate and empower dealers on credit decisions, aim high by hitting or exceeding monthly goals, collaborate for success with Funding and Sales teams, and stay adaptable by supporting team and company goals as needed.
- • United Auto Credit Corporation (UACC), a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating a work environment where all employees can find their drive. We champion a workplace where each person is treated with dignity and respect, valued for their unique perspectives, and guided by our SPEED values (Service, Progress, Employees, Engagement, and Development).
- • In this role, you can learn and achieve strong dealer relationship management, risk assessment in auto finance, contract structuring and negotiation, cross-functional collaboration with Sales, Marketing, and Funding teams, and consistent performance in a fast-paced, goal-driven environment while representing a trusted brand in the auto finance industry.
🎯 Requirements
- • Excellent communication and interpersonal skills
- • Strong organizational and time management abilities
- • Proven ability to build relationships with dealers, sales/marketing teams, and peers
- • Skilled negotiator with a drive to win in a competitive market and ability to think outside the box
- • Bachelor’s degree preferred (or equivalent combination of education and experience)
- • Auto finance or financial services experience preferred but not required
- • Proficient in Microsoft Office, Google G Suite, and Teams
🏖️ Benefits
- • $19.00 - $21.00 an hour, based on Location and Experience
- • Uncapped Bonuses, averaging $1,100 - $1,500 monthly
- • Expected Total Compensation including Average Bonuses: $55K - $65k
- • Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions
- • Commitment to diversity, equal employment opportunity, and a workplace free from discrimination and harassment
- • Support for religious beliefs and practices through reasonable accommodations
Skills & Technologies
About Vroom, Inc.
Vroom, Inc. operates an online platform for buying, selling, and financing used cars in the United States. The company acquires vehicles through auctions, consumers, and trade-ins, reconditions them at regional facilities, and sells directly to customers via its website. It also offers ancillary services such as financing, vehicle service contracts, and GAP waiver coverage. Founded in 2012 and headquartered in New York City, Vroom manages inventory centrally and delivers vehicles nationwide.
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