Private Credit — Expert AI Trainer (US)

Mentis Technology Solutions Inc.

Job Overview

Location

USA

Job Type

Contract

Full Job Description

📋 Description

• This role is critical to advancing AI capabilities in private credit by translating real-world credit expertise into high-quality training data that enables AI models to understand complex underwriting, deal structuring, and portfolio monitoring scenarios. As an Expert AI Trainer, you will directly influence how artificial intelligence learns to evaluate credit risk, structure financing solutions, and manage middle-market borrower relationships — bridging the gap between seasoned finance professionals and next-generation AI systems.
• You will contribute your private credit and direct lending expertise to shape AI training datasets that reflect authentic credit professional workflows, ensuring AI models learn from realistic deal structures, underwriting rationales, and risk assessments used by top-tier firms like Ares Capital, Golub Capital, and HPS Investment Partners.
• Day to day, you will review and annotate credit memos, loan agreements, and financial models to label key underwriting decisions such as covenant structures, collateral coverage ratios, and risk ratings.
• You will participate in structured exercises to simulate deal structuring scenarios — including first lien, unitranche, second lien, and mezzanine facilities — providing expert judgments on optimal terms based on sponsor backing, borrower profile, and market conditions.
• You will help identify and label patterns in portfolio monitoring data, such as early warning signs of covenant breaches, amendment triggers, and waiver requests, to train AI in proactive risk management.
• You will collaborate asynchronously with AI researchers and data scientists to refine training objectives, validate model outputs, and provide feedback on how well AI-generated credit analyses align with industry best practices.
• You will contribute to the development of scenario-based training modules that mirror real-world credit committee discussions, helping AI learn to weigh qualitative and quantitative factors in credit decisions.
• You will document your reasoning process for each annotation or judgment to ensure transparency and reproducibility in the AI training pipeline.
• Mentis Technology Solutions Inc. is a transatlantic AI innovator founded by former Lazard and Partners Group professionals, dedicated to embedding deep domain expertise from finance into artificial intelligence systems. Headquartered in London and San Francisco, the company operates at the intersection of private credit and machine learning, aiming to build AI that thinks like a seasoned credit professional.
• The team comprises elite AI researchers, financial engineers, and credit specialists working in a remote-first, asynchronous environment to solve one of finance’s most complex challenges: making AI capable of nuanced, judgment-driven credit analysis.
• In this role, you will deepen your understanding of how AI learns from expert human judgment, gaining rare insight into the intersection of private credit and machine learning — a skill set increasingly valuable as AI transforms due diligence, risk modeling, and deal origination in alternative lending.
• You will have the opportunity to shape the future of AI in private credit, potentially influencing how financial institutions automate and augment credit workflows, while building a unique niche expertise at the forefront of AI-enabled finance.

🎯 Requirements

• 3–8 years of private credit or direct lending experience at a BDC, direct lending platform, or credit fund (e.g., Ares Capital, Golub Capital, HPS Investment Partners, Blue Owl Capital, Apollo, Oaktree)
• Associate, VP, or Director level professional with strong credit underwriting skills including financial modeling, covenant analysis, collateral assessment, and credit memo writing
• Experience structuring first lien, unitranche, second lien, or mezzanine facilities for sponsor-backed or non-sponsored borrowers
• Familiarity with loan documentation, portfolio monitoring, and amendment/waiver processes
• Minimum 15 hours per week commitment
• Ability to work remotely in an asynchronous contract arrangement

🏖️ Benefits

• Fully remote, asynchronous contract allowing flexibility to balance this role with existing professional commitments
• Opportunity to work with an elite AI lab and contribute to cutting-edge research at the intersection of finance and artificial intelligence
• Direct impact on training AI systems that could transform private credit underwriting, deal structuring, and portfolio management practices
• Exposure to advanced AI training methodologies and collaboration with top-tier researchers in financial AI
• Compensation for expert time and knowledge contribution in a high-impact, intellectually stimulating project
• Professional growth through deep engagement with AI applications in credit, enhancing your profile in the evolving landscape of finance technology

Skills & Technologies

Remote

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Mentis Technology Solutions Inc.

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About Mentis Technology Solutions Inc.

Mentis provides enterprise data-centric security solutions focused on dynamic data masking, sensitive data discovery, database activity monitoring, and compliance reporting. Founded in 2004, the company serves Fortune 500 organizations and government agencies worldwide, helping protect structured and unstructured data across relational databases, big data platforms, and mainframe environments through continuous classification, real-time masking, and risk analytics without altering source data or impacting performance.

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