Stand Insurance Company logo

Product Engineer

Job Overview

Location

San Francisco

Job Type

Full-time

Category

Full-Stack Engineer

Date Posted

March 21, 2026

Full Job Description

đź“‹ Description

  • • As a Product Engineer at Stand Insurance Company, you will play a pivotal role in building a next-generation risk engine that transforms how property risk is modeled, underwritten, and mitigated using advanced physics and AI—turning scientific insights into real-world insurance outcomes that protect homeowners and reshape the industry.
  • • You will own critical systems across the full insurance lifecycle, including policy administration, underwriting workflows, claims processing, payments, and innovative customer-facing products like wildfire preparedness inspections and risk monitoring tools, ensuring they are reliable, scalable, and directly tied to risk reduction and revenue impact.
  • • Working closely with applied scientists, product leaders, and stakeholders, you will translate complex domain challenges into shippable systems, make product-informed technical decisions, and productionize models and pipelines that influence risk assessment, pricing accuracy, and customer behavior.
  • • You will exercise engineering leadership by owning entire problem spaces—from architecture and reliability to long-term evolution—balancing speed and rigor while using modern tools like LLMs and agents to increase team velocity and reduce operational drag.
  • • This role empowers you to drive product direction through strong product judgment, clear communication, and end-to-end ownership, allowing you to grow as a technical leader who codes, decides, and delivers impact in a high-accountability, mission-driven environment.
  • • You will deepen your expertise in building durable, production-grade systems in ambiguous, high-stakes domains, gaining experience in regulated industries, AI-augmented engineering, and startup-scale innovation—all while contributing to a platform that prevents loss before it occurs.

🎯 Requirements

  • • Proven experience owning and shipping production systems using a modern programming language such as Python, Ruby, or Rust
  • • Experience deploying, operating, and monitoring applications on modern PaaS or cloud platforms like Heroku, Vercel, or Railway
  • • Track record of end-to-end project ownership, including direct collaboration with stakeholders and end users
  • • Comfort learning new tools, frameworks, and domains quickly
  • • Practical experience using LLMs to improve engineering workflows, system design, or developer productivity
  • • Genuine interest in Stand’s mission and the real-world impact of building a scalable risk engine

🏖️ Benefits

  • • Above-market Health, Dental, and Vision coverage
  • • Weekly lunch stipend
  • • Flexible time off + holidays
  • • 401(k) plan
  • • Commuter benefits
  • • Short-Term and Long-Term Disability
  • • Monthly team gatherings
  • • In-office perks

Skills & Technologies

Python
Rust
Ruby
Heroku
Onsite

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Stand Insurance Company
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About Stand Insurance Company

Stand Insurance Company is a digital-first insurer offering personal and small-business coverage. Its mobile app enables on-demand policies, instant claims, and flexible billing. Lines include renters, pet, event, and professional liability insurance, underwritten by admitted carriers. Data-driven pricing and AI chat support target millennials and freelancers seeking transparent, low-friction protection. Based in San Francisco and licensed in 50 states, the carrier operates on a managing general agency model, partnering with regulated reinsurers to maintain statutory capital. Founded in 2018, it has raised Series B funding and maintains an A.M. Best outlook of stable.

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