Job Overview
Location
San Francisco
Job Type
Full-time
Category
Product
Date Posted
June 30, 2026
Full Job Description
đź“‹ Description
- • Product Manager for Payments at Modern Treasury, responsible for building and growing the Payments product that enables companies to move money globally through fiat and stablecoin rails.
- • Own end-to-end product lifecycle for onboarding & compliance, payment rails (ACH, wire, RTP, international, stablecoins), and liquidity management, working with engineering, compliance, partnerships, and customer-facing teams.
- • Join a mission-driven team at Modern Treasury, which provides trusted infrastructure for money movement via a single API for fiat and stablecoins, with built-in compliance, ledgering, and reporting.
- • Drive AI-enabled product execution, deepen technical fluency with payment systems, and gain ownership of scaling payments across geographies while solving real customer problems in money movement.
🎯 Requirements
- • Payments experience: Built payments products before with familiarity in both US and international payments, understanding rails end to end and reliable money movement at scale.
- • AI Fluency: Ability to identify inefficiencies and apply modern AI tools to business problems without needing to train models, creating leverage for the team.
- • Technical fluency: Comfortable reading API docs, bank/scheme specs, and diving into data including SQL, while knowing limits of technical involvement.
- • Customer obsession: Track record of spending time with customers to understand business models and fund flows, translating needs into engineering requirements.
- • Ownership at scale: Proven ability to ship and iterate on products in dynamic environments, working across compliance, partnerships, sales, and customer success.
- • Interest in or experience with stablecoins: Understanding of how stablecoins work and their role in future global money movement.
🏖️ Benefits
- • Opportunity to work on critical financial infrastructure used by large and fast-growing companies to move money instantly, reliably, and at scale.
- • Exposure to cutting-edge payment systems including domestic rails (ACH, wire, RTP), international/cross-border rails, and emerging stablecoin technologies.
- • Collaboration with engineering, compliance, risk, partnerships, and customer teams to shape products that power real-world money movement.
- • Access to modern AI tools to enhance productize AI-native ways to build and scale payment experiences in days-not months.
- • Modern Treasury provides trusted infrastructure and workflows, enabling compounding leverage for product execution.
- • Role based in San Francisco with a mission-driven company focused on equal opportunity and inclusive hiring practices.
- • Chance to define liquidity management capabilities, giving customers visibility and control over balances across accounts and rails.
Skills & Technologies
See exactly how your profile matches this role — strengths, skill gaps, and what to do about them.
About Modern Treasury Inc.
Modern Treasury provides payment operations software that lets businesses move, track, and reconcile money across bank accounts and payment rails. Its APIs and dashboard automate ACH, wire, RTP, FedNow, and check payments, maintain ledger records, and surface real-time cash balances. The platform embeds approvals, compliance, and audit trails so finance and engineering teams can build bank integrations without maintaining legacy file formats or manual spreadsheets. Customers span fintechs, marketplaces, insurance, and real estate companies that need programmable, reliable money movement at scale.
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