Job Overview
Location
United States
Job Type
Full-time
Category
HR & Recruiting
Date Posted
April 14, 2026
Full Job Description
📋 Description
- • Senior Commercial Counsel supporting Sales, partnerships, and product development in a regulated fintech environment, enabling revenue growth and compliant innovation through strong negotiation and commercial judgment
- • Day-to-day responsibilities include drafting, reviewing, and negotiating complex commercial agreements; advising Sales on deal structure and risk trade-offs; partnering with Product, Engineering, Risk, and Compliance on regulatory requirements for product design and launches; developing scalable contracting solutions using AI-enabled tools and templates; and liaising with external stakeholders such as banking partners and counsel
- • Zip Co Limited is a values-led digital financial services company operating in the US, Australia, and New Zealand, offering point-of-sale credit and digital payment services to millions of customers through a global merchant network; the US Legal Team operates as a strategic partner to the business, emphasizing collaboration, innovation, and integrity
- • In this role, you will deepen your expertise in fintech and payments regulation, lead high-impact commercial negotiations, influence cross-functional alignment, and contribute to scalable legal processes through technology and playbooks—positioning you as a trusted advisor at the intersection of law, product, and growth
🎯 Requirements
- • JD (or equivalent) and active bar membership in at least one US jurisdiction
- • 8+ years of legal experience (law firm and/or in-house), with significant focus on commercial contracting and transaction support; 10+ years preferred
- • Proven experience partnering closely with Sales or commercial teams and leading complex negotiations from term sheet through execution
- • Experience in fintech, payments, consumer finance, or other regulated industries, including advising on product development and regulatory considerations impacting financial products
- • Practical experience with AI-enabled legal tools or contract lifecycle management systems, with the ability to apply technology to improve contracting workflows and efficiency
- • Demonstrated ability to influence stakeholders and drive alignment across business, legal, and compliance functions
🏖️ Benefits
- • Flexible working culture with remote-first option for US-based employees and access to a beautiful Union Square office in Manhattan
- • Unlimited PTO, generous paid parental leave, and leading family support policies
- • Company-sponsored 401k match, learning and wellness subscription stipend, and industry-leading employer-sponsored insurance with multiple 100% Zip-covered choices
- • Incentive programs, bonus and/or commission potential, and support for professional growth in a collaborative, high-impact legal team
Skills & Technologies
About Zip co Limited
Zip Co is a digital financial services and fintech company founded in Australia in 2013. It operates primarily in Australia, New Zealand, and the United States. Zip offers point-of-sale credit and digital payment solutions, allowing customers to buy now and pay later, or use flexible credit options. Their offerings include “Zip Pay,” “Zip Money,” and “Zip Plus,” enabling users to make purchases and repay over time. Zip also provides merchants with integrated payment infrastructure to facilitate transactions. The company emphasizes transparency, accessibility, and financial control for consumers and supports growth for retail partners.
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