Senior Data Analyst, Payments Platform

Brigit Inc.

Job Overview

Location

New York City (Hybrid)

Job Type

Full-time

Full Job Description

📋 Description

• As a Senior Data Analyst on Brigit's Payments Platform team, you will analyze the tradeoff between transaction costs and success rates across ACH and card rails to optimize profitability and member experience.
• Day to day, you will investigate payment failure patterns, evaluate payment routing and retry logic, build alerting systems for anomalies, collaborate with Data Science on model evaluation, and create dashboards to track performance and inform product, finance, and leadership decisions.
• You will be part of the Data & Analytics team, embedded in Team Money—a cross-functional payments platform team at Brigit, a holistic financial health company recognized as a top workplace by Built In, Fast Company, Business Insider, and Forbes.
• In this role, you will develop deep expertise in payments analytics, drive data-informed improvements to the payments platform, and see your insights directly impact company profitability and member financial health.

🎯 Requirements

• 4–6 years of experience in payments analytics, payment operations, or a closely related role in fintech, banking, or financial services
• Advanced SQL — you write complex queries from scratch and are comfortable maintaining data models
• Strong working knowledge of ACH, card networks, and payment processing mechanics — including return codes, retry logic, and settlement timing
• Experience partnering with or supporting Data Science teams — you can evaluate model outputs, understand their limitations, and translate them into business decisions
• Sharp investigative instincts — you can spot an anomaly in payment data, form a hypothesis, and see it through to resolution
• Familiarity with NACHA return rate requirements, AML, or other fintech compliance standards is a plus

🏖️ Benefits

• Medical, dental, and vision insurance
• Flexible PTO Policy
• 401k plan
• Paid Parental Leave
• Physical and mental wellbeing benefits including Wellhub and Headspace
• Monthly reimbursements for wifi and cell phone bills
• Annual reimbursement for Learning & Development
• Opportunity to help hard working Americans build a brighter financial future
• High-growth company with a dynamic, flexible, and collaborative startup environment

Skills & Technologies

Rails

Senior

Hybrid

$125k-155k

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Brigit Inc.

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About Brigit Inc.

Brigit Inc. provides a mobile app that offers small-dollar cash advances, automated budgeting, credit-building tools, and financial insights to help users avoid overdraft fees and improve their financial health. The platform connects to users’ bank accounts, predicts upcoming expenses and low balances, and delivers advances of up to $250 without interest or late fees. Brigit generates revenue through optional monthly membership subscriptions and earns interchange income on its debit card. The company partners with FDIC-insured banks to hold customer funds and issue advances, while its proprietary algorithms assess cash-flow risk in real time.

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