Senior Strategy and Data Analyst

📋 Description

• • Lendable is at the forefront of revolutionizing the credit card industry, making sophisticated financial tools accessible, intuitive, and genuinely empowering for our customers. Our flagship product, Zable, is a mobile-app-first credit card designed to help individuals build their credit scores while enabling them to manage their spending and borrowing needs in a sustainable and responsible manner. We are seeking a highly analytical and commercially astute Senior Strategy Analyst to play a pivotal role in driving the exponential growth and scaling of this innovative product.
• • This is a dynamic and multifaceted role where you will be instrumental in tackling high-impact business challenges across a diverse range of disciplines. Your responsibilities will span critical areas such as pricing strategy optimization, sophisticated financial forecasting, driving product growth initiatives, managing credit risk analytics, developing new product ventures, and conducting in-depth product analytics. You will be at the heart of solving our most complex, multi-dimensional business problems, working collaboratively across various departments to develop and implement insight-driven strategies.
• • Your primary objective will be to optimize performance, foster responsible growth, and ensure that customer needs remain central to every decision made. You will thrive in a fast-paced environment where innovative ideas are valued above hierarchical structures, and where efficient execution takes precedence over bureaucratic processes. The insights and strategies you develop and implement will directly influence our customer base, our growth trajectory, and our ability to deliver sustainable, long-term value to both customers and the company.
• • **Drive Promotions & Pricing Strategy:** You will be responsible for developing and continuously optimizing our promotional and pricing strategies. This involves leveraging data-driven analysis and rigorous experimentation to strike a delicate balance between customer engagement, market growth, price elasticity, and overall profitability. Your approach will be iterative, with a constant focus on refining strategies based on real-time product performance data and sophisticated scenario modeling. Furthermore, you will cultivate a deep understanding of marketing campaign effectiveness and conversion funnel performance, proactively identifying opportunities to enhance cost efficiency and boost conversion rates. Staying ahead of industry trends and closely monitoring competitor activities will be crucial to ensure our product offerings remain competitive and relevant in the market.
• • **Financial Forecasting & Portfolio Analytics:** You will collaborate closely with our dedicated Credit Risk Analytics, Growth, and Data Science teams. This collaboration is essential for gaining a granular, sub-segment level understanding of how our products and the overall portfolio are performing. A key aspect of this will be defining critical Key Performance Indicators (KPIs) and developing robust monitoring systems to track performance against these defined goals. You will be expected to deliver actionable recommendations aimed at improving outcomes and utilize strategic analysis to shape and influence the broader business strategy. This includes understanding the financial implications of various strategic decisions and translating them into clear, actionable plans.
• • **Evaluate Expansion Opportunities:** You will be tasked with navigating through inherent ambiguity to rigorously assess the feasibility of new product lines, market channels, and customer segments for expansion. This involves creating robust commercial assessment frameworks, developing necessary analytical tooling such as Return on Investment (RoI) or Net Present Value (NPV) models, and extracting and analyzing data to support these assessments. Your ultimate goal is to deliver clear, data-backed, and insight-driven recommendations that guide strategic expansion decisions.
• • **Influence & Execution:** A significant part of this role involves influencing stakeholders across Credit Risk, Data Science, Product, and Growth teams to effectively bring your strategies to fruition. You will be expected to present your findings, insights, and strategic recommendations to senior leadership in a clear, concise, and data-supported manner. Embracing an open-minded approach in all interactions, valuing the merit of ideas over personal ego or established hierarchies, will be paramount. Crucially, you will ensure that the strategies you implement are functioning as intended post-deployment, validating outcomes and iterating based on performance data to drive continuous improvement.
• • **Fast-Track Career Growth:** This role offers a unique opportunity to mentor and coach more junior graduate analysts, contributing to their technical development and fostering their strategic thinking capabilities. For high performers, well-defined career progression pathways leading to Manager and Senior Manager positions are readily available, offering a clear trajectory for advancement within the company.