Staff Software Engineer, Merchant Decisioning

📋 Description

• • Parafin is seeking a highly experienced and motivated Staff Software Engineer to join our dynamic Merchant Decisioning team. This pivotal role is centered around architecting, developing, and scaling a robust platform and infrastructure that is fundamental to underwriting and making critical decisions for hundreds of thousands of businesses daily. As a key member of this team, you will collaborate intimately with Data Science, Growth, and Risk stakeholders, ensuring the efficient delivery of product initiatives that directly impact Parafin’s extensive portfolio. You will be empowered to provide stakeholders with the necessary controls to influence Parafin’s growth trajectory and overall financial health.
• • This is an exceptional opportunity for a seasoned software engineer who possesses a strong drive to tackle complex and impactful problems. If you are eager to build the foundational merchant decisioning platform for an ambitious and rapidly expanding startup, this role is for you. You will be instrumental in shaping the future of how small businesses access financial tools.
• • Your primary responsibility will be to own and drive the end-to-end development of our Python-based underwriting and application decisioning product. This includes not only writing high-quality code but also taking ownership of the entire product lifecycle, from conception and design to deployment and ongoing iteration.
• • You will play a critical role in defining the architecture and underlying infrastructure for the decisioning platform. This involves making strategic decisions about the technologies we adopt, the design principles we adhere to, and ensuring the system is built for long-term scalability, reliability, and maintainability. You will be responsible for setting the technical direction and ensuring best practices are followed.
• • A significant aspect of this role involves close collaboration with our talented data scientists. You will work hand-in-hand to build a platform that is not only reliable and scalable but also highly iterative and adaptable. This partnership will ensure that data-driven insights and machine learning models can be seamlessly integrated and effectively leveraged to enhance decisioning capabilities.
• • You will be instrumental in integrating Machine Learning (ML) Infrastructure into the platform. This integration is crucial for making data science-driven decisioning more powerful, intelligent, and automated. Your work will directly contribute to improving the accuracy and efficiency of our underwriting processes.
• • This role demands a proactive approach to problem-solving and a deep understanding of engineering fundamentals. You will be expected to navigate ambiguity, make sound technical judgments, and contribute to a culture of continuous improvement. Your ability to translate business needs into robust technical solutions will be paramount.
• • As part of a small, high-impact team, you will have the unique opportunity to help establish the foundational elements of the company’s technical infrastructure. Your contributions will have a direct and visible impact on Parafin’s success and growth. You will be a key player in building the systems that power our mission to grow small businesses.
• • The ideal candidate will possess a strong sense of ownership and a passion for building high-quality, scalable, and maintainable software. You will take immense pride in your craft and be committed to delivering exceptional results. This role is perfect for someone who thrives in a fast-paced startup environment and is excited by the prospect of building something significant from the ground up.