US Regulatory Compliance Lead

Zap Solutions, Inc.

Job Overview

Location

Essen, Indiana, USA

Job Type

Full-time

Full Job Description

📋 Description

• Join Strike, the Bitcoin company, as our US Regulatory Compliance Lead and play a pivotal role in shaping the future of finance. We are building a better financial system powered by Bitcoin, and this is your opportunity to be at the forefront of this revolution. As the US Regulatory Compliance Lead, you will be instrumental in owning and operating our comprehensive regulatory compliance program for all US operations. This is a unique and high-impact role within a fast-paced startup environment, offering significant visibility and autonomy. You will report directly to the Chief Compliance Officer (CCO), serving as both the hands-on operator driving critical day-to-day compliance activities and the strategic leader defining the program's direction and priorities as we continue to scale.
• Your responsibilities will encompass the full spectrum of regulatory compliance, with a strong focus on state money transmitter licensing (MTLs), Money Services Business (MSB) obligations, and any lending-related licensing and compliance requirements pertinent to our innovative products. You will be a key liaison, serving as a primary point of contact for all interactions with regulators concerning licensing matters and examinations. This role demands a proactive, detail-oriented, and strategic approach to ensure Strike remains not only compliant but also a leader in regulatory best practices.
• A core aspect of this role involves owning the end-to-end lifecycle of US Money Transmitter Licenses (MTLs). This includes managing renewals, processing amendments, and ensuring all required reporting is completed accurately and on time. You will be the administrator for licensing workflows within the National Multistate Licensing System (NMLS), meticulously maintaining the licensing calendar. You will orchestrate a cross-functional intake process, collaborating closely with Legal, Finance, and Data teams to gather essential inputs, validate data integrity, and successfully complete all required filings and reporting within stringent deadlines.
• You will take the lead in managing regulatory examinations from start to finish. This involves comprehensive planning, meticulous request management, efficient evidence production, crafting clear and concise written responses, and diligently tracking remediation efforts to ensure full resolution. Maintaining robust program governance is paramount. This includes developing and updating policies and procedures, conducting regular monitoring and testing of controls, and implementing a closed-loop issue management process to address any compliance gaps effectively.
• Furthermore, you will own all lending-related licensing and compliance obligations. This encompasses the maintenance of necessary licenses, adherence to all required reporting mandates, and providing essential support during any examinations related to our lending products. You will also coordinate independent Anti-Money Laundering (AML) and Sanctions audits, driving the timely remediation of any identified issues to maintain the highest standards of financial integrity.
• A significant part of your mandate will be to own and execute a comprehensive Compliance Monitoring Program. This involves designing effective testing plans, performing or overseeing testing of controls, meticulously documenting all results, and driving remediation actions to successful closure. You will also oversee our US compliance training program, ensuring that new hires, annual training, and targeted refresher courses are developed and delivered effectively to maintain a culture of compliance throughout the organization.
• To ensure transparency and strategic alignment, you will prepare clear and concise updates for Executive leadership and the Board of Directors. You will also be encouraged to identify opportunities to improve workflows, leveraging automation and Artificial Intelligence (AI) where appropriate to enhance efficiency and accuracy, all while ensuring processes remain auditable and defensible.
• This role is ideal for a seasoned compliance professional who thrives in a dynamic startup environment, possesses a deep understanding of financial services regulations, and is passionate about the potential of Bitcoin and blockchain technology. You will have the opportunity to make a tangible impact on Strike's growth and success by ensuring we operate with the highest levels of integrity and compliance.
• We are looking for a high-output operator who can personally draft regulator-ready narratives, build comprehensive trackers, assemble evidence packages, and drive cross-functional follow-through with precision and speed. Your ability to build and maintain a strong compliance governance program, including policies and procedures, monitoring and testing frameworks, issue management, and executive reporting, will be critical. You must possess deep, hands-on experience with US state MTL licensing and MSB obligations, coupled with fluency in NMLS. Direct experience engaging with regulators and managing examinations, including drafting responses and managing evidence, is essential. Strong writing, exceptional organizational skills, and a proven ability to execute complex tasks are required, along with comfort driving work cross-functionally in a startup setting. A working knowledge of state money transmitter laws and a strong familiarity with BSA/AML and OFAC regulations are fundamental. Familiarity with lending compliance and licensing considerations, such as TILA, ECOA, UDAAP/UDAP, is a significant advantage.
• We value talent and passion over credentials. Our founder is a college dropout, and we hire individuals from all educational backgrounds. We are looking for talented, passionate individuals excited to join our mission.

🎯 Requirements

• 6+ years of regulatory compliance experience in financial services, payments/FinTech, or crypto.
• Proven experience building and maintaining a compliance governance program, including policies/procedures, monitoring/testing, issue management, and management/Board reporting.
• Deep hands-on experience with US state MTL licensing and MSB obligations, with NMLS fluency.
• Direct regulator and exam experience, including drafting responses and managing evidence.
• Strong writing, organization, and execution skills; comfortable driving work cross-functionally in a startup.
• Working knowledge of state money transmitter laws, and strong familiarity with BSA/AML and OFAC regulations.

🏖️ Benefits

• Competitive salary range: $120,000 - $130,000 (US-Based Positions).
• Equity in a high-growth startup.
• Comprehensive health, dental, and vision insurance premium contributions.
• Short-term and long-term disability insurance, and basic life insurance.
• Cell phone and internet reimbursement.
• Flexible Paid Time Off (PTO), sick leave, and parental leave.
• Access to a company 401k plan.

Skills & Technologies

Senior

Remote

$120k-130k

Degree Required

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Zap Solutions, Inc.

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About Zap Solutions, Inc.

Zap Solutions, Inc. operates Strike, a payments platform that uses the Lightning Network to enable global, instant, low-cost money transfers. Users can send, receive, and convert fiat and bitcoin without holding crypto directly. The company provides API-based infrastructure for merchants and remittance services, targeting cross-border payments, payroll, and e-commerce. Headquartered in Chicago and El Salvador, Strike partners with banks and card networks to bridge traditional finance and Bitcoin rails, aiming to reduce fees and settlement times compared to legacy systems.

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