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Commercial Counsel - Fintech

Lendable Ltd

Job Overview

Location

Remote

Job Type

Full-time

Full Job Description

📋 Description

• As a Commercial Counsel at Lendable, you will play a pivotal role in shaping the legal infrastructure that supports the company’s rapid growth in the fintech space, ensuring that commercial agreements and capital markets transactions are structured efficiently and scalably.
• Your day-to-day responsibilities will include drafting, reviewing, and negotiating commercial agreements such as vendor, SaaS, data, marketing, partnership, and services contracts; leading commercial workstreams for capital markets activities like warehouse facilities and loan sale agreements; advising on bank partnership model agreements; and partnering with business, product, finance, and compliance teams to align legal terms with commercial objectives.
• You will join a lean, high-caliber legal team at a fast-growing UK-based fintech unicorn that has been profitable since 2017 and is backed by top-tier investors including Balderton Capital and Goldman Sachs, with a mission to revolutionize consumer credit through technology.
• In this role, you will have the opportunity to build scalable legal systems, templates, and playbooks; leverage AI and automation tools like Wordsmith to optimize contract lifecycle management; and directly influence how Lendable scales its legal function while expanding into the UK and US markets.

🎯 Requirements

• 3–5 years of practice experience at a top law firm and/or in-house at a fintech or financial services company
• Demonstrated experience with capital markets transactions such as warehouse financings, forward flows, whole loan sales, or securitizations
• Strong drafting and negotiation skills across a wide variety of commercial agreements with the ability to balance legal risk and commercial pragmatism
• Comfortable working with AI and automation tools (e.g., Wordsmith, LLMs, CLM platforms) for drafting, review, and workflow automation
• J.D. from an accredited U.S. law school and active bar membership in good standing

🏖️ Benefits

• Flexible working arrangements tailored to each role, including hybrid and fully remote options with regular in-person connection opportunities
• Private health coverage supporting physical and mental wellbeing
• Retirement and savings plans for long-term financial wellbeing
• Employee referral programme offering competitive bonuses for successful referrals
• Office meals and snacks, including complimentary lunches prepared by in-house chefs on in-office days at select locations

Skills & Technologies

Remote

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Lendable Ltd

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About Lendable Ltd

Lendable is a UK-based fintech that operates an online consumer-lending platform using open-banking data and machine-learning underwriting to offer unsecured personal loans and car finance. Founded in 2014 and headquartered in London, it funds loans through an institutional peer-to-peer model, matching investors with borrowers seeking fast, fixed-rate credit. The company automates identity, affordability and risk assessment, providing near-instant decisions and same-day payouts while giving investors access to diversified consumer credit returns. Regulated by the Financial Conduct Authority, Lendable has originated more than £2 billion in loans without maintaining physical branches, focusing on transparent pricing and mobile-first customer experience.

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