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Job Overview
Location
Indiana, USA
Job Type
Full-time
Category
Product Management
Date Posted
September 17, 2025
Full Job Description
đź“‹ Description
- • Own the end-to-end product life-cycle for Centene’s Commercial Marketplace portfolio, translating the needs of 28 million members into market-leading health-plan designs that drive growth, retention, and measurable health outcomes.
- • Serve as the day-to-day product owner for ACA and off-exchange products across all states; prioritize features, write user stories, and maintain a living roadmap that balances regulatory compliance, competitive positioning, and margin targets.
- • Conduct rigorous competitive intelligence: monitor carrier rate filings, benefit changes, network breadth, and marketing messages; synthesize findings into concise briefs that influence pricing, network, and product strategy within 48 hours of release.
- • Build and maintain actuarially sound pricing scenarios in partnership with Actuarial & Underwriting; model the impact of deductible shifts, coinsurance tweaks, and ancillary benefit additions on medical-loss-ratio (MLR) and lifetime value (LTV).
- • Translate demographic, claims, and HEDIS data into actionable insights—identify underserved segments (e.g., young invincibles, chronic-condition cohorts) and design targeted products that close care gaps while improving STAR ratings.
- • Author clear, testable business-requirement documents (BRDs) that map benefit intent to configuration rules; partner with Sales, Network, Clinical, Compliance, and IT to ensure every contract, EOC, and SBC matches the approved design.
- • Lead intermediate cross-functional projects such as pediatric dental carve-in, insulin-copay caps, or telehealth expansion; create project charters, RACI charts, and risk logs that keep multi-million-dollar initiatives on time and on budget.
- • Establish quality gates that reduce configuration defects by 25 % year-over-year; leverage JIRA, Confluence, and proprietary product tools to track issues, root-cause trends, and automate regression testing before open enrollment.
- • Support regulatory filings (SERFF, CMS templates, state DOI hearings) by supplying actuarial memos, coverage examples, and consumer-friendly narratives; respond to regulator questions within SLA to prevent launch delays.
- • Develop and deliver ongoing training for Sales, Service, and Broker channels—create playbooks, lunch-and-learn decks, and LMS modules that shorten ramp-up time and increase quote-to-close ratios.
- • Monitor post-launch performance dashboards (enrollment, persistency, MLR, NPS); recommend mid-year benefit riders, formulary adjustments, or network expansions that rescue under-performing products.
- • Champion a culture of experimentation: design A/B tests for digital plan cards, subsidy-eligibility messaging, and wellness incentives; iterate quickly based on conversion data and member feedback loops.
- • Mentor junior analysts on SQL, Tableau, and storytelling with data; foster an inclusive, remote-first team environment that celebrates diverse perspectives and rewards intellectual curiosity.
- • Report to the Director of Commercial Product Strategy and contribute to the annual strategic plan, five-year growth scenarios, and board-level presentations that secure capital for innovation.
🎯 Requirements
- • Bachelor’s degree in Business, Economics, Public Health, or related field (or equivalent experience) plus 3+ years in health-insurance product development, product management, or actuarial analysis.
- • Demonstrated knowledge of ACA Marketplace rules, federal and state filing requirements, and core insurance concepts such as AV, MLR, and risk adjustment.
- • Advanced Excel and SQL skills; experience with data visualization tools (Tableau, Power BI) and ability to translate complex data into executive-level insights.
- • Proven track record managing cross-functional projects that launched on time, within budget, and achieved enrollment or margin targets.
- • Nice-to-have: AHIP, PMI-ACP, or actuarial exam progress; experience with SERFF filings, CMS HPMS templates, or Medicaid expansion products.
🏖️ Benefits
- • 100 % remote-first culture with flexible schedules—work where you’re most productive across any U.S. time zone.
- • Total compensation range $68,700–$123,700 plus annual bonus and long-term incentive stock purchase plan.
- • Zero-premium medical, dental, and vision for employee; subsidized coverage for family; company-funded HSA seed dollars.
- • 401(k) with 6 % dollar-for-dollar match, immediate vesting, and optional Roth conversion; tuition reimbursement up to $5,250 per year.
- • 20 days PTO to start, 10 paid holidays, paid volunteer days, and year-end shutdown—because recharging drives innovation.
Skills & Technologies
Product Management
Remote
Degree Required
About Centene Corporation
Centene Corporation is a publicly traded managed-care enterprise that arranges health-benefit programs for government-sponsored and privately insured individuals. Operating across all 50 U.S. states and internationally, the company focuses on under-insured and uninsured populations through Medicaid, Medicare, and Marketplace offerings. Its services include behavioral health, pharmacy benefits, vision, dental, telehealth, and in-house clinical programs. Centene partners with physicians, hospitals, and community organizations to coordinate cost-effective care, emphasizing data analytics and value-based reimbursement models. Headquartered in St. Louis, Missouri, it serves more than 25 million members, positioning itself as a leading intermediary between payers and healthcare providers.
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