Construction Underwriter (Programs)

Quotewell Inc.

Job Overview

Location

Remote US

Job Type

Full-time

Full Job Description

📋 Description

• Serve as a senior underwriter responsible for evaluating, pricing, and structuring complex construction-related insurance risks, with a focus on project excess liability, wrap-ups, and contractor business within the E&S market.
• Own the full underwriting lifecycle for construction programs, from submission intake to policy issuance, ensuring fast, accurate, and compliant decision-making using technology-enabled underwriting workflows.
• Build and maintain strong, trusted relationships with wholesale brokers and agent partners to drive profitable business flow and expand Kinetic’s construction program footprint.
• Help scale Kinetic’s construction program from the ground up by establishing foundational underwriting practices, protocols, and risk appetite guidelines that support sustainable growth.
• Partner directly with Engineering, Product, and Operations teams to design, test, and implement AI-enabled tools and digital workflows that improve underwriting efficiency, reduce manual noise, and accelerate turnaround times.
• Evaluate policy language, exclusions, endorsements, and coverage limitations with technical precision to ensure appropriate risk selection and pricing alignment with market standards.
• Operate autonomously in a high-volume, fast-paced environment, consistently delivering high-quality underwriting decisions under tight deadlines without compromising accuracy or compliance.
• Maintain active communication with internal stakeholders and external partners, adapting tone and detail level appropriately for brokers, carriers, and cross-functional teams.
• Demonstrate strong organizational skills by managing multiple priorities simultaneously, tracking submissions, renewals, and broker pipelines with meticulous attention to detail.
• Proactively identify gaps in processes or coverage structures and take initiative to build solutions where none exist, contributing to the continuous improvement of the program platform.
• Embrace an entrepreneurial mindset by contributing ideas to enhance product design, underwriting automation, and risk modeling within the construction vertical.
• Maintain compliance with all state regulatory requirements, including holding active home state general and surplus lines licenses.
• Travel as needed to meet with brokers, attend industry events, or support partner relationships, with a valid driver’s license required.
• Collaborate with teammates to support shared goals, celebrate collective wins, and foster a culture of accountability, integrity, and mutual support.

🎯 Requirements

• 7+ years of underwriting experience in a carrier, MGA, or MGU with a proven track record in E&S underwriting
• Deep expertise in construction risks, including project excess liability, wrap-ups, and contractor business
• Active home state general and surplus lines licenses
• Strong existing relationships within the wholesale distribution marketplace
• Ability to operate effectively in high-pressure, high-volume environments with speed and accuracy
• Clear written and verbal communication skills with ability to adapt tone across stakeholders

🏖️ Benefits

• Competitive salaries + equity in the company
• Medical, Dental, and Vision healthcare benefits + FSA and HSA options
• Paid membership to One Medical for employees, spouses/domestic partners, and dependents
• Company-sponsored 401K plan (Roth & Traditional)
• Paid parental leave, generous family forming benefits, and up to $5,000 in reimbursements through Carrot
• Up to $1,000 in home office reimbursements

Skills & Technologies

Remote

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Quotewell Inc.

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About Quotewell Inc.

Quotewell operates a digital platform that connects insurance brokers with health insurance carriers. Brokers use the system to obtain real-time quotes, compare plan details, file electronic enrollments, and manage client policies. The software centralizes carrier data, underwriting rules, and commission tracking into a single dashboard, aiming to reduce paperwork and speed up the sales cycle for small-group and individual health plans.

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