Absa Group Limited logo

Credit Risk Analyst : Acquisitions (Home Loans)

Job Overview

Location

Johannesburg

Job Type

Full-time

Category

Data Science

Date Posted

June 3, 2026

Full Job Description

đź“‹ Description

  • • Develop and optimize data-driven credit acquisition strategies for the Home Loans portfolio using advanced analytical techniques.
  • • Analyze large datasets using SAS to identify trends, risks, and opportunities that inform credit decisioning and strategy enhancements.
  • • Partner with cross-functional stakeholders including Sales, IT, Finance, Collections, and Risk teams to align credit strategies with business objectives.
  • • Support the assessment of new credit products and contribute to continuous improvement of existing acquisition frameworks.
  • • Conduct User Acceptance Testing (UAT) and monitor post-implementation performance of credit models and systems to ensure accuracy and effectiveness.
  • • Produce monthly Management Information (MI) reports with clear, actionable insights and strategic recommendations for senior leadership.
  • • Enhance the accuracy and reliability of credit risk metrics and reporting outputs across the acquisition lifecycle.
  • • Present complex analytical findings to both technical and non-technical audiences, ensuring alignment and securing sign-off on strategic changes.
  • • Investigate escalated credit-related customer complaints in the Home Loans division and deliver timely, well-reasoned resolutions.
  • • Drive end-to-end strategy design and implementation, gaining exposure to the full credit risk lifecycle from data analysis to decision execution.
  • • Strengthen highly sought-after analytics and risk management skills through direct involvement in critical credit acquisition initiatives.
  • • Build visibility and impact at the AVP level by influencing key credit decisions that shape the growth and stability of the Home Loans portfolio.
  • • Collaborate with multiple business units and senior stakeholders to ensure data-driven insights translate into operational and strategic outcomes.
  • • Maintain rigorous standards in data integrity, reporting accuracy, and compliance with internal risk policies and regulatory requirements.

🎯 Requirements

  • • Degree in Business, Mathematics, Statistics, Risk Management, or similar field
  • • 3+ years’ experience analysing large datasets using SAS
  • • Strong understanding of credit risk principles
  • • Advanced MS Office skills, especially Excel
  • • Experience in SDLC, UAT, or project delivery (advantageous)
  • • Strong analytical thinking, problem-solving, and communication skills

🏖️ Benefits

  • • Influence critical credit acquisition strategies that shape the Home Loans portfolio
  • • Gain end-to-end exposure to strategy design and implementation
  • • Strengthen highly sought-after analytics and risk management skills
  • • Collaborate across multiple business units and with senior stakeholders
  • • Build visibility and impact at AVP level

Skills & Technologies

Design
Onsite
Degree Required

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Absa Group Limited logo
Absa Group Limited
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About Absa Group Limited

Absa Group Limited is a diversified African financial-services holding company headquartered in Johannesburg, South Africa. It offers retail, business, corporate and investment banking, wealth and investment management, insurance, and related services through subsidiaries in 12 African countries and offices in London and New York. The group traces its origins to the 1991 amalgamation of several South African banks and rebranded from Barclays Africa Group plc to Absa in 2018 after Barclays reduced its shareholding. Absa is listed on the Johannesburg Stock Exchange and serves over nine million customers across the continent.

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