Job Overview
Location
Remote (UK)
Job Type
Full-time
Category
Software Engineering
Date Posted
April 16, 2026
Full Job Description
đź“‹ Description
- • Credit Underwriter role focused on assessing credit risk for B2B and consumer clients within Octopus Electric Vehicles, supporting the company’s mission to provide greener, fairer mobility solutions through electric vehicle leasing.
- • Day-to-day responsibilities include evaluating credit applications for business contract hire and salary sacrifice products, assessing consumer credit risk, and contributing to the development of underwriting policies, processes, and technology tools.
- • Joining an innovative, purpose-driven team at Octopus Energy Ltd. that is building industry-leading credit decisioning capabilities through investment in technology, data, and risk analytics.
- • Opportunity to shape and grow a new in-house underwriting function, gain expertise in EV financing and B2B credit risk, and develop skills in policy creation, risk modeling, and tech-enabled decisioning.
🎯 Requirements
- • Experience in credit underwriting, risk assessment, or financial analysis, preferably in asset finance, leasing, or B2B lending.
- • Strong analytical skills with the ability to interpret financial data and assess creditworthiness.
- • Familiarity with credit policies, processes, and regulatory requirements in consumer or commercial lending.
- • Proficiency in using data and technology tools to support decision-making (specific tools not mentioned in posting).
- • Excellent communication and collaboration skills for working across teams to refine underwriting approaches.
🏖️ Benefits
- • Opportunity to work remotely within the UK, offering flexibility and work-life balance.
- • Part of a mission-driven organization focused on sustainability and greener transportation solutions.
- • Chance to build and influence new underwriting systems, policies, and technology from the ground up.
- • Exposure to innovative financial products like salary sacrifice and business contract hire in the EV sector.
- • Investment in professional growth through access to best-in-class technology and datasets.
Skills & Technologies
About Octopus Energy Ltd.
Octopus Energy Ltd. is a UK-based renewable energy company that supplies electricity and gas to residential and business customers. It develops proprietary green technology platforms for smart grids, electric vehicle charging, and heat pumps. Operating in multiple countries, it leverages advanced data analytics and automation to balance renewable generation and demand, aiming to accelerate the global transition to sustainable energy while maintaining competitive tariffs and high customer satisfaction.
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