First Party Fraud Strategy Lead Role

📋 Description

• • Own the end-to-end fraud-prevention roadmap for Best Egg’s personal-loan, credit-card, and flexible-rent products, translating emerging first-party fraud trends into concrete, loss-reducing action plans that protect $1B+ in annual originations.
• • Perform deep-dive forensic analytics on application, bureau, bank-account, and vendor data to surface hidden rings of income misrepresentation, synthetic identities, bust-out schemes, and first-payment-default clusters; present findings to the C-Suite and influence immediate policy changes.
• • Design, test, and deploy real-time rules, scores, and AI models that cut fraud losses by double digits while keeping false-positive rates under industry benchmarks; champion A/B and champion-challenger frameworks that continuously sharpen detection accuracy.
• • Partner with Data Science, Product, and Engineering to integrate Agentic AI, deepfake detection, and document-authentication micro-services into the origination flow, reducing manual-review touches by 30 % and shaving seconds off customer completion time.
• • Build and maintain a fraud-rule governance library—complete with version control, impact forecasts, and automated rollback protocols—ensuring every change is audit-ready and compliant with Fair-Credit and UDAAP standards.
• • Lead cross-functional “war-room” exercises when novel attack vectors surface; coordinate Legal, Compliance, Ops, and Customer-Care teams to freeze suspicious accounts, preserve evidence, and communicate transparently to affected customers within SLA.
• • Translate complex model outputs into intuitive Tableau dashboards that give executives a weekly line-of-sight into fraud rates, loss per booked account, and customer-friction metrics; use storytelling to secure budget for next-gen prevention tech.
• • Mentor junior analysts on SQL, Python, and cloud-based data tooling; foster a culture of ethical experimentation where bold ideas are prototyped in sandbox environments and productionalized after rigorous back-testing.
• • Represent Best Egg at industry fraud councils, sharing anonymized threat intelligence and bringing back best practices that keep our defenses ahead of nation-state and fintech-savvy fraudsters.
• • Contribute to a diverse, remote-first culture that prizes psychological safety; actively participate in inclusion councils and use your unique perspective to shape products that serve under-banked communities responsibly.