Head of Treasury

📋 Description

• • Lendable is at the forefront of revolutionizing consumer finance, aiming to build the world's premier technology platform for credit access and savings. As a rapidly expanding fintech unicorn, we are seeking a highly strategic and operationally adept Head of Treasury to lead our financial operations and shape our treasury strategy. This pivotal role offers the unique opportunity to drive significant impact within a dynamic, fast-paced environment, contributing directly to our ambitious growth trajectory across the UK and US markets.
• • In this leadership position, you will be instrumental in developing and executing comprehensive treasury strategies that are intrinsically aligned with Lendable's overarching business objectives. This involves providing expert counsel and strategic direction on critical areas such as liquidity management, capital allocation, and proactive risk mitigation, all with the goal of optimizing our financial performance and ensuring robust financial health. Your insights will guide senior management in making informed decisions that enhance profitability and shareholder value.
• • You will take ownership of the day-to-day operational aspects of treasury. This encompasses meticulous cash management, sophisticated foreign exchange strategies, and effective hedging activities. A key focus will be on collaborating closely with various cross-functional teams to identify opportunities for streamlining processes, enhancing operational efficiency, and leveraging cutting-edge technology to automate and modernize our treasury functions. This includes implementing best-in-class treasury management systems and ensuring seamless integration with other financial platforms.
• • A core responsibility will be the oversight of all cash flow operations. This involves developing accurate cash flow forecasts, diligently monitoring daily cash positions, and providing timely and insightful reporting to senior leadership. Your objective will be to ensure that Lendable's liquidity needs are met with utmost efficiency, minimizing idle cash balances while simultaneously maximizing opportunities for strategic investment and yield generation. This requires a deep understanding of financial markets and a proactive approach to managing working capital.
• • You will work in close partnership with our Capital Markets team to define and implement an optimal investment strategy for Treasury assets. This includes the sourcing, rigorous evaluation, and ongoing management of a diverse portfolio of investments, ensuring alignment with risk appetite and return objectives. Your expertise will be crucial in identifying attractive investment opportunities that contribute to the company's financial stability and growth.
• • A paramount aspect of this role is the implementation and maintenance of robust risk management practices designed to safeguard Lendable's financial integrity. You will be responsible for identifying, assessing, and actively mitigating a wide spectrum of financial risks, including interest rate fluctuations, liquidity shortfalls, and credit exposures. Ensuring strict compliance with all relevant regulatory requirements in both the UK and US markets is non-negotiable, requiring a thorough understanding of the evolving regulatory landscape.
• • Building and nurturing strong, collaborative relationships with a diverse range of internal and external stakeholders is essential. This includes fostering productive partnerships with regulators, auditors, investors, and banking partners. You will be the primary point of contact for treasury-related matters, effectively communicating our treasury strategies, financial performance, and risk management frameworks to ensure transparency, build trust, and maintain strong stakeholder confidence.
• • As a leader, you will be responsible for building, mentoring, and developing a lean, high-performing treasury team. You will foster a culture that champions collaboration, encourages innovation, and drives continuous improvement. Providing clear guidance, mentorship, and unwavering support will empower your team members to achieve their full potential and contribute significantly to Lendable's success. This involves setting clear performance expectations and facilitating professional development opportunities.
• • This role is ideal for an individual who thrives in an entrepreneurial setting, is eager to take on broad responsibilities, and is motivated by the prospect of making a tangible impact on a rapidly scaling global fintech company. You will be empowered to make decisions that directly influence the company's direction and success from day one, working alongside exceptionally talented and resourceful individuals dedicated to solving complex problems and challenging the status quo.