Pre-Underwriting Specialist/Loan Coordinator

CrossCountry Mortgage, LLC

Job Overview

Location

Remote USA

Job Type

Full-time

Full Job Description

📋 Description

• The Pre-Underwriting Specialist/Loan Coordinator at CrossCountry Mortgage is responsible for fully qualifying and pre-underwriting loan files upfront to ensure clean submissions and well-positioned approvals, playing a critical role in reducing risk and improving loan quality before processing begins.
• Day-to-day responsibilities include identifying documentation gaps, reviewing and verifying paystubs, W-2s, bank statements, credit reports, and court orders; performing advanced income analysis for self-employed and complex borrowers; conducting credit reviews; validating assets; interpreting DU and LP findings; determining appropriate loan products; structuring scenarios with DTI management and debt payoff strategies; preparing detailed written findings; and coordinating file setup and disclosures for timely processing across Conventional, FHA, VA, USDA, Jumbo, renovation, and reverse mortgage products.
• CrossCountry Mortgage is the nation’s number one distributed retail mortgage lender with over 9,000 employees, 700+ branches, and a presence in all 50 states, D.C., and Puerto Rico; recognized ten times on the Inc. 5000 list and awarded for its outstanding culture, entrepreneurial spirit, and commitment to employee growth, transparency, and departmental support.
• In this role, the individual will develop deep expertise in mortgage underwriting guidelines, automated underwriting systems, income analysis for complex borrower profiles, and loan structuring strategies—gaining the ability to anticipate underwriter requirements and contribute to high-quality loan production while building a career in a supportive, growth-oriented environment.

🏖️ Benefits

• Competitive compensation plan
• Robust benefits package including medical, dental, and vision
• 401K retirement plan
• Company-provided short-term disability
• Employee assistance program
• Wellness program

Skills & Technologies

Remote

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CrossCountry Mortgage, LLC

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About CrossCountry Mortgage, LLC

CrossCountry Mortgage is a national retail mortgage lender headquartered in Brecksville, Ohio. Licensed in all 50 states, it originates and funds conventional, FHA, VA, USDA, jumbo and specialty loan products for purchase and refinance transactions through its network of retail branches, wholesale and correspondent channels. Founded in 2003, the company operates as a direct lender and employs loan officers, processors and underwriters to provide end-to-end mortgage services to consumers, real estate professionals and builders.

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