Product Designer

Clutch Technologies, Inc.

Job Overview

Location

United States

Job Type

Full-time

Full Job Description

📋 Description

• Clutch is expanding its design team and looking for a Product Designer to craft intuitive, human-centered experiences that power our lending and loan-application workflows.
• This role involves designing end-to-end processes, simplifying complex workflows, clarifying high-stakes financial information, and making every step feel effortless and trustworthy.
• The Product Designer will work across the full service, including the borrower applying, the credit union employee processing the application, and the legacy systems and compliance steps in between.
• The ideal candidate will have 6-8 years of experience as a product designer, with a track record in fintech, SaaS, or other complex, workflow-heavy environments.
• They will be genuinely excited about AI in design and already putting it to work, using AI to prototype, design, and ship simpler features rather than stopping at static Figma mockups.
• The Product Designer will be responsible for building relationships and credibility with the product managers, engineers, and credit union partners they will work with, and start earning trust as a design leader on the team.
• They will also be responsible for owning a significant area end to end, taking a large, loosely-defined design project from discovery through delivery, defining the problem and scoping the work themselves.
• The Product Designer will be expected to drive clarity through research, run interviews, concept tests, and usability sessions to validate their decisions, and bring the insights back to their partners.
• They will also be responsible for thinking in systems, mapping full workflows (handoffs, compliance touchpoints, edge cases) and designing reusable, scalable patterns rather than one-off screens.
• The Product Designer will be expected to own a critical, high-stakes workflow, lead design end to end for a core part of the lending journey (e.g., intake or decisioning), including the ambiguity and cross-team dependencies that come with it.
• They will also be responsible for shaping direction, not just execution, bringing research and data into roadmap and prioritization conversations, influencing what the team builds and why.
• The Product Designer will be expected to raise the bar on team craft, drive design critique, share what they're learning about AI-assisted workflows, and help improve process and documentation across the team.
• They will also be responsible for collaborating with judgment, partnering closely with PMs and engineers as a true thought partner, knowing when to run independently and when to bring partners in to turn user and business needs into production-ready designs.

🎯 Requirements

• 6-8 years of experience as a product designer, with a track record in fintech, SaaS, or other complex, workflow-heavy environments.
• Genuine excitement about AI in design and already putting it to work, using AI to prototype, design, and ship simpler features rather than stopping at static Figma mockups.
• Experience designing end-to-end processes, simplifying complex workflows, clarifying high-stakes financial information, and making every step feel effortless and trustworthy.

🏖️ Benefits

• Remote flexibility: enjoy the freedom of remote work from anywhere, balancing life and career seamlessly.
• Unforgettable off-sites: twice a year, bond with colleagues in exciting destinations, fostering teamwork and fresh ideas.
• Paid time off: enjoy flexible PTO days yearly for relaxation and rejuvenation.
• Stock options: joining us means having a stake in our success, so you'll receive stock options as part of your compensation package.
• Home office setup: create your ideal workspace with a dedicated budget for home office essentials.
• Work trip budget: grow personally and professionally with a budget for work-related trips and co-working.
• Health coverage: prioritize your well-being with comprehensive health and dental insurance plans.

Skills & Technologies

Design

Remote

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Clutch Technologies, Inc.

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About Clutch Technologies, Inc.

Clutch Technologies operates a digital platform that lets consumers refinance auto loans, secure lower rates, and manage vehicle financing online. Established in 2016 and headquartered in San Francisco, the company aggregates lender offers, handles title transfers, and provides customer support throughout the refinancing process. Its technology streamlines loan applications, credit checks, and contract e-signatures, aiming to reduce monthly payments for borrowers across the United States.

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