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Senior Backend Engineer, NIRA

Job Overview

Location

Hybrid - Bengaluru, India

Job Type

Full-time

Category

Backend Engineer

Date Posted

March 12, 2026

Full Job Description

đź“‹ Description

  • • As a Senior Backend Engineer at NIRA, you will be at the forefront of developing and scaling a cutting-edge consumer credit platform designed to serve the vast, underserved population of Middle India. This is a unique opportunity to join a dynamic engineering team and play a pivotal role in shaping the technical strategy and product roadmap of a rapidly growing fintech company.
  • • You will be instrumental in enhancing the scalability and robustness of our platform, ensuring it can handle an ever-increasing volume of loan applications and a growing customer base. This involves architecting and implementing solutions that can support millions of users across thousands of cities.
  • • A key aspect of your role will be to expand the platform's capabilities to seamlessly integrate and manage multiple financial products and their underlying instruments. This requires a deep understanding of financial systems and the ability to design flexible, extensible backend services.
  • • You will contribute directly to the iteration and improvement of our credit policy and decision-making systems. This involves collaborating closely with data scientists, credit analysts, and finance teams to refine algorithms and enhance the accuracy and efficiency of our credit assessment processes.
  • • This position demands a proactive and collaborative approach, working in close partnership with the local NIRA Engineering team in Bengaluru and aligning with the broader APAC Engineering team to ensure cohesive development and consistent scaling strategies.
  • • You will engage with cross-functional teams, including Product, Credit/Finance, Compliance, Support, and Analytics, to translate business requirements into robust technical solutions and ensure the platform meets all regulatory and operational needs.
  • • Your responsibilities will include designing, developing, testing, and deploying high-quality backend services and APIs that form the backbone of our financial platform.
  • • You will be expected to troubleshoot and resolve complex technical issues, ensuring the stability and performance of the production environment.
  • • The role offers significant autonomy and ownership, encouraging a product-centric mindset where you will own your solutions from conception through to deployment and ongoing maintenance.
  • • You will contribute to architectural discussions, helping to define best practices and technical standards for the engineering team.
  • • This is an opportunity to work with modern cloud-native technologies, specifically within an AWS environment, leveraging services like DynamoDB, Athena, and Lambda to build scalable and efficient solutions.
  • • You will be involved in projects aimed at increasing the platform's scalability, ensuring it can support future growth and new product launches.
  • • The role requires excellent communication skills to articulate technical concepts clearly to both technical and non-technical stakeholders, fostering effective collaboration across global teams.
  • • You will have the chance to mentor junior engineers and contribute to the overall technical growth of the team.
  • • By joining NIRA, you are not just taking on a technical role; you are contributing to a mission-driven company that is democratizing access to financial products for millions of underserved individuals, empowering them to achieve their financial goals.
  • • Your work will directly impact the lives of hardworking people, providing them with the credit they need to pursue their ambitions and improve their financial futures.
  • • This position offers substantial opportunities for career advancement and professional development, driven by your contributions and impact rather than rigid promotion cycles.
  • • You will be part of a forward-thinking organization that values innovation, collaboration, and a commitment to excellence in building a more equitable financial system.

🎯 Requirements

  • • Strong proficiency in Java, with demonstrated experience in building scalable backend systems.
  • • Proven experience working in AWS-native environments, utilizing services such as DynamoDB, Athena, and Lambda.
  • • Demonstrated experience in scaling technical solutions and increasing platform scalability.
  • • Excellent communication and collaboration skills, with the ability to articulate technical solutions effectively to diverse teams.

🏖️ Benefits

  • • Competitive compensation package with generous equity.
  • • Flexible health plans with substantial subsidies.
  • • Paid global onsite gatherings twice yearly for team building and collaboration.
  • • WFH office reimbursement to set up your home workspace.
  • • Opportunities for significant career growth and impact recognition.

Skills & Technologies

Java
DynamoDB
AWS
Backend
Senior
Hybrid

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About Tilth

Tilth provides a unified platform that automates bookkeeping, payroll, bill pay, and tax preparation for modern ecommerce and DTC brands. It ingests data from Shopify, Amazon, Stripe, and banks, then produces GAAP-compliant financial statements, cash-flow forecasts, and investor-ready reports in days instead of months. The company combines software with a dedicated finance team to handle daily bookkeeping, monthly closes, and sales-tax filings, eliminating spreadsheets and manual reconciliations. Designed for fast-scaling companies, Tilth delivers real-time dashboards, scenario planning, and CFO-level insights so founders can focus on growth rather than back-office tasks.

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