
Job Overview
Location
London
Job Type
Full-time
Category
Data Science
Date Posted
April 24, 2026
Full Job Description
đź“‹ Description
- • Senior Data Scientist role focused on building machine learning models for credit eligibility and pricing across five African markets, directly shaping lending strategy for millions of underserved customers.
- • Day-to-day responsibilities include building and refining credit scoring and risk models, developing ML solutions for loan pricing through A/B testing, improving eligibility criteria via feature engineering and repayment data analysis, and collaborating cross-functionally to deploy models into production.
- • Part of a small, high-performing Credit & Underwriting team at M-KOPA, a mission-driven fintech recognized by TIME 100 and Financial Times for scaling financial inclusion across Africa with over $2 billion in credit delivered to 7+ million customers.
- • Opportunity to advance technical expertise in predictive modeling, feature engineering, and ML deployment while driving real-world impact in financial inclusion, carbon-negative operations, and economic empowerment across emerging markets.
🎯 Requirements
- • Experience building predictive models, particularly credit scoring, risk models, or similar classification/regression problems
- • Strong ML background with hands-on experience in model development, validation, deployment, and performance monitoring
- • Proficiency in Python, SQL, and relevant ML libraries (scikit-learn, pandas, numpy) with experience in feature engineering, model selection, and hyperparameter tuning
- • Experience translating complex model outputs into actionable business strategies and stakeholder communications
- • Ability to work cross-functionally with product, engineering, and commercial teams
- • Strong data communication skills — written, oral, and visual
🏖️ Benefits
- • Fully remote role within UTC-1 to UTC+3 time zones, enabling collaboration across UK, Europe, and Africa
- • Professional development programmes and coaching partnerships for career growth
- • Family-friendly policies and flexible working arrangements
- • Well-being support and commitment to employee inclusion and dignity
- • Opportunity to contribute to a carbon-negative mission that has displaced over 2.1 million tonnes of emissions
Skills & Technologies
About M-KOPA Holdings Limited
M-KOPA Holdings Limited provides asset-financing and digital financial services across Africa, enabling underbanked customers to acquire smartphones, solar home systems, and productive-use assets through flexible pay-as-you-go installments. The company combines IoT-enabled hardware, mobile payments, and proprietary credit algorithms to offer affordable, unsecured loans while building credit histories for millions. Founded in 2011 and headquartered in Nairobi, Kenya, M-KOPA operates in Kenya, Uganda, Nigeria, Ghana, and South Africa, serving over 3 million customers and disbursing more than $1 billion in cumulative credit.
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