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This position was posted on April 24, 2026 and is likely no longer accepting applications. We've kept it here for historical reference. Check out the similar jobs below!
Job Overview
Location
London
Job Type
Full-time
Category
Data Science
Date Posted
April 24, 2026
Full Job Description
đź“‹ Description
- • Senior Data Scientist role focused on building machine learning models for credit eligibility and pricing across five African markets, directly shaping lending strategy for millions of underserved customers.
- • Day-to-day responsibilities include building and refining credit scoring and risk models, developing ML solutions for loan pricing through A/B testing, improving eligibility criteria via feature engineering and repayment data analysis, and collaborating cross-functionally to deploy models into production.
- • Part of a small, high-performing Credit & Underwriting team at M-KOPA, a mission-driven fintech recognized by TIME 100 and Financial Times for scaling financial inclusion across Africa with over $2 billion in credit delivered to 7+ million customers.
- • Opportunity to advance technical expertise in predictive modeling, feature engineering, and ML deployment while driving real-world impact in financial inclusion, carbon-negative operations, and economic empowerment across emerging markets.
🎯 Requirements
- • Experience building predictive models, particularly credit scoring, risk models, or similar classification/regression problems
- • Strong ML background with hands-on experience in model development, validation, deployment, and performance monitoring
- • Proficiency in Python, SQL, and relevant ML libraries (scikit-learn, pandas, numpy) with experience in feature engineering, model selection, and hyperparameter tuning
- • Experience translating complex model outputs into actionable business strategies and stakeholder communications
- • Ability to work cross-functionally with product, engineering, and commercial teams
- • Strong data communication skills — written, oral, and visual
🏖️ Benefits
- • Fully remote role within UTC-1 to UTC+3 time zones, enabling collaboration across UK, Europe, and Africa
- • Professional development programmes and coaching partnerships for career growth
- • Family-friendly policies and flexible working arrangements
- • Well-being support and commitment to employee inclusion and dignity
- • Opportunity to contribute to a carbon-negative mission that has displaced over 2.1 million tonnes of emissions
Skills & Technologies
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About M-KOPA Holdings Limited
M-KOPA Holdings Limited provides asset-financing and digital financial services across Africa, enabling underbanked customers to acquire smartphones, solar home systems, and productive-use assets through flexible pay-as-you-go installments. The company combines IoT-enabled hardware, mobile payments, and proprietary credit algorithms to offer affordable, unsecured loans while building credit histories for millions. Founded in 2011 and headquartered in Nairobi, Kenya, M-KOPA operates in Kenya, Uganda, Nigeria, Ghana, and South Africa, serving over 3 million customers and disbursing more than $1 billion in cumulative credit.
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