Job Overview
Location
London/Kent
Job Type
Full-time
Category
Data Science
Date Posted
May 28, 2026
Full Job Description
📋 Description
- • Senior Data Scientist role focused on Lendable's UK credit cards business, driving impact through machine learning models that power underwriting, pricing, and customer management decisions.
- • Day-to-day responsibilities include developing and deploying ML models, working with large-scale high-dimensional datasets, taking ownership of model lifecycles from research to production monitoring, and collaborating with product, engineering, credit risk, and commercial teams to translate business problems into quantitative solutions.
- • Lendable is a fast-growing, profitable UK fintech unicorn backed by Balderton Capital and Goldman Sachs, rebuilding consumer finance products like loans, credit cards, and car finance to deliver money to customers in minutes instead of days.
- • The role offers significant flexibility to shape your trajectory toward advanced modelling and research, commercial optimisation and strategy, or broader technical ownership, while working in small, exceptional teams that value autonomy, rigorous thinking, and fast execution.
🎯 Requirements
- • Strong programming skills in Python and SQL
- • Understanding of statistics, machine learning and quantitative problem solving
- • Ability to approach ambiguous problems with structure and pragmatism
- • Curious, fast-moving and highly collaborative mindset
🏖️ Benefits
- • Flexible working: hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection
- • Health coverage: support for physical and mental wellbeing, including private health cover
- • Office meals & snacks: fully stocked kitchen plus complimentary lunches prepared by in-house chefs on in-office days at select locations
Skills & Technologies
About Lendable Ltd
Lendable is a UK-based fintech that operates an online consumer-lending platform using open-banking data and machine-learning underwriting to offer unsecured personal loans and car finance. Founded in 2014 and headquartered in London, it funds loans through an institutional peer-to-peer model, matching investors with borrowers seeking fast, fixed-rate credit. The company automates identity, affordability and risk assessment, providing near-instant decisions and same-day payouts while giving investors access to diversified consumer credit returns. Regulated by the Financial Conduct Authority, Lendable has originated more than £2 billion in loans without maintaining physical branches, focusing on transparent pricing and mobile-first customer experience.
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