Job Overview
Location
United States (Remote)
Job Type
Full-time
Category
Finance
Date Posted
May 3, 2026
Full Job Description
đź“‹ Description
- • The Senior Manager, Credit Risk is responsible for executing and maintaining the company’s credit policy, underwriting governance, and guideline framework across originations, serving as the central point of contact for credit-related questions to ensure consistent application of underwriting standards and alignment with investor requirements.
- • Day-to-day responsibilities include drafting and updating underwriting guidelines, translating investor guidelines into clear internal standards, maintaining underwriting authority structures, serving as the first point of contact for guideline questions, developing decision tools like guideline grids and decision trees, reviewing defaulted loans for root cause analysis, and supporting audit readiness through documentation of policy applications.
- • Zippy is a remote-first lender focused exclusively on manufactured home loans, headquartered in Dallas, TX with an office in Tempe, AZ, and a team spread across multiple U.S. states. The company is backed by institutional investors and committed to enhancing financial outcomes and tackling the affordable housing crisis through innovative, digital lending solutions.
- • In this role, the individual will deepen expertise in credit risk governance, influence cross-functional stakeholders without direct management responsibility, develop structured decision-making tools, and contribute to continuous improvement of credit standards through data-driven insights, all while supporting Zippy’s mission to make manufactured home financing simple, fast, and fully online.
🏖️ Benefits
- • Competitive salary with potential for annual bonuses and variable pay
- • Equity for all employees
- • Remote work flexibility in a dynamic, remote-first environment
- • Comprehensive health coverage including medical, dental, vision, STD, LTD, and life insurance
- • Flexible Spending Accounts (medical & dependent care)
- • Training and licensing support for professional growth
- • Generous Paid Time Off (PTO)
- • Wellbeing Programs including Headspace, Gympass+, Spring Health, SoFi, and more
- • Paid parental leave
- • No Meeting Wednesdays
- • Vibrant Slack community with interest-based channels
- • Career growth opportunities through internal promotion
Skills & Technologies
About Zippymh LLC
Zippymh LLC is a U.S.-based software development firm that builds productivity and workflow tools for small businesses and creative teams. Its flagship products include cloud-based file management, invoicing, and project-tracking applications designed to reduce administrative overhead. The company operates on a SaaS subscription model, integrates with popular third-party services, and emphasizes simple, fast user experiences. Headquartered in Delaware with a distributed remote workforce, Zippymh serves clients in North America, Europe, and Southeast Asia.
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