Senior Onboarding Analyst

📋 Description

• • Own the end-to-end onboarding lifecycle for Ebury’s most complex Canadian corporate clients, acting as the single point of accountability from first contact through to full trading approval.
• • Design and execute deep-dive CDD and EDD reviews on multi-layered ownership structures, trusts, SPVs, and high-risk sectors, ensuring every beneficial owner, director, and controller is identified, verified, and risk-assessed to the highest standard.
• • Interpret and apply Canadian AML/ATF legislation (PCMLTFA, FINTRAC guidelines), OFAC sanctions, FATF recommendations, and Ebury’s internal risk appetite to every onboarding case, translating complex regulation into pragmatic, client-friendly processes.
• • Build and maintain a jurisdictional risk matrix for Canada that continuously incorporates emerging typologies, regulatory updates, and geopolitical developments, feeding insights directly into product, sales, and compliance roadmaps.
• • Partner with front-office Relationship Managers to pre-screen prospects, structure onboarding plans, and set clear expectations on documentation, timelines, and risk factors—reducing average onboarding cycle time by 20 % while elevating client experience scores.
• • Conduct forensic analysis of corporate financial statements, cash-flow projections, and transaction histories to detect anomalies, layering schemes, or sanctions nexus, escalating red flags to the Financial Crime Investigations team with concise, evidence-rich briefs.
• • Lead quarterly training sessions for junior analysts and sales teams on Canadian regulatory changes, typology trends, and best-practice KYC techniques, fostering a culture of compliance and continuous learning across the region.
• • Drive automation initiatives by mapping repetitive onboarding tasks, drafting business requirements for RPA and workflow tools, and partnering with Product & Engineering to reduce manual touchpoints by 30 % within the first year.
• • Serve as the Canadian subject-matter expert on sanctions screening, adverse media monitoring, and politically exposed persons (PEPs), ensuring real-time tuning of screening rules and swift resolution of false positives.
• • Prepare and present risk assessment summaries to the Regional Head of Compliance and, when required, to external auditors or regulators, demonstrating the integrity and defensibility of Ebury’s Canadian onboarding framework.
• • Contribute to global policy updates by benchmarking Canadian requirements against Ebury’s global standards, identifying gaps, and recommending harmonized procedures that strengthen controls without compromising speed-to-market.
• • Champion a client-centric mindset by translating compliance jargon into clear guidance, enabling mid-market and enterprise clients to navigate onboarding confidently and efficiently.
• • Monitor post-onboarding client behaviour through periodic KYC refresh triggers, event-driven reviews, and targeted transaction surveillance, ensuring ongoing alignment with risk appetite and regulatory expectations.
• • Collaborate with Credit, Legal, and Treasury teams to integrate AML insights into credit risk models, legal documentation, and liquidity management, creating a holistic view of client risk across the organization.
• • Represent Ebury at Canadian fintech and compliance forums, sharing thought leadership on onboarding innovation and reinforcing our reputation as a trusted, forward-thinking financial partner.