Senior PHP Engineer (International Expansion)

Lendable Ltd

Job Overview

Location

Remote

Job Type

Full-time

Full Job Description

📋 Description

• Lead the development of a new mobile finance product for Lendable’s international expansion into Mexico, working within a small cross-functional product team with a startup mindset.
• Take full ownership of backend systems built with PHP 8.0+, applying modern PHP features and best practices to deliver scalable, high-performance financial services.
• Design and implement domain-driven architectures using Event Sourcing, CQRS, and Message-Driven Systems to ensure robust, maintainable codebases aligned with complex financial workflows.
• Collaborate closely with frontend engineers to define, document, and enforce API contracts that ensure seamless integration between frontend and backend services.
• Work in tandem with product stakeholders to translate business requirements into technical MVP specifications, ensuring alignment on priorities and deliverables.
• Build and maintain automated testing suites using PHPUnit and Behat to guarantee quality across unit, integration, and functional test layers.
• Leverage Docker and Kubernetes to containerize, deploy, and manage services within a cloud-native AWS infrastructure, ensuring reliability and scalability.
• Utilize GitHub Actions and ArgoCD for CI/CD pipelines, enabling frequent, reliable deployments with minimal manual intervention.
• Monitor system health and performance using Datadog to proactively identify and resolve issues impacting customer experience or system stability.
• Engage with established product teams across the organization to identify reusable patterns, shared services, and lessons learned from prior product launches in the UK and US markets.
• Contribute to the technical direction of the Mexico expansion team by proposing innovative solutions that balance speed, quality, and long-term maintainability.
• Participate in peer-led technical sessions to review code, discuss architectural decisions, and share knowledge with other engineers across the organization.
• Actively contribute to a collaborative engineering culture that values curiosity, autonomy, and continuous learning, with a strong emphasis on writing clean, testable, and well-documented code.
• Support the transition from legacy financial systems to modern, data-driven platforms using machine learning and AI where appropriate, helping to reduce friction in credit decisioning and customer onboarding.
• Operate with high autonomy in a remote-first environment, managing your own workload and delivering results without micromanagement while maintaining clear communication across time zones.
• Ensure compliance with financial industry standards by building secure, auditable systems that handle sensitive customer data with integrity and precision.
• Contribute to internal knowledge sharing via Confluence documentation and participate in code reviews to uphold engineering standards across the team.
• Stay up-to-date with emerging trends in fintech and PHP ecosystems, evaluating new tools and methodologies that could improve team efficiency or product outcomes.
• Work within a fast-paced, profitable fintech environment where engineering decisions directly impact customer acquisition, retention, and satisfaction metrics.
• Embrace a culture of ownership where individual contributions are measurable and directly tied to the success of new product launches and international expansion goals.

🎯 Requirements

• Based either in Mexico or Europe
• Must have strong English language skills (written and spoken)
• High degree of ownership and autonomy
• Strong, business-oriented engineer with modern PHP development experience (PHP 8.0+ is a must); fluent in latest PHP features and best practices
• Solid grasp of a modern PHP framework like Symfony or Laravel
• Experience with Domain Driven Design, Message-Driven Systems, Event Sourcing, and CQRS

🏖️ Benefits

• Flexible working: flexible approach tailored to each role; fully remote roles include regular opportunities for in-person connection through socials and off-sites
• Health coverage: support for physical and mental wellbeing, including private health cover
• Retirement & savings: long-term financial wellbeing through retirement savings plans
• Employee referral programme: earn a competitive bonus when you refer successful new team members
• Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations
• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls

Skills & Technologies

PHP

Laravel

PostgreSQL

AWS

Docker

Senior

Remote

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Lendable Ltd

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About Lendable Ltd

Lendable is a UK-based fintech that operates an online consumer-lending platform using open-banking data and machine-learning underwriting to offer unsecured personal loans and car finance. Founded in 2014 and headquartered in London, it funds loans through an institutional peer-to-peer model, matching investors with borrowers seeking fast, fixed-rate credit. The company automates identity, affordability and risk assessment, providing near-instant decisions and same-day payouts while giving investors access to diversified consumer credit returns. Regulated by the Financial Conduct Authority, Lendable has originated more than £2 billion in loans without maintaining physical branches, focusing on transparent pricing and mobile-first customer experience.

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