Dave Inc. logo

Senior Product Manager, Flex

Job Overview

Location

United States

Job Type

Full-time

Category

Software Engineering

Date Posted

May 26, 2026

Full Job Description

đź“‹ Description

  • • Own the end-to-end product roadmap for Flex card, Dave’s newest pay-in-4 card product, from onboarding and activation to spend, repayment, and member retention.
  • • Drive key metrics including offer-to-activation conversion, card usage frequency, repayment behavior, and long-term member retention through data-informed product decisions.
  • • Lead cross-functional squads across Engineering, Design, Credit, Underwriting, Legal, and Operations to deliver high-impact features with speed and precision.
  • • Translate member insights and performance data into prioritized product backlogs that balance user experience, financial risk, and business growth.
  • • Conduct qualitative and quantitative research to identify high-impact opportunities across the member funnel and validate product hypotheses before scaling.
  • • Shape Flex card’s evolution as a multi-product experience integrated with ExtraCash and Dave Banking, ensuring seamless financial workflows for members.
  • • Ship features rapidly while maintaining focus on long-term product health, member outcomes, and regulatory compliance in a high-stakes fintech environment.
  • • Collaborate with senior leaders to propose, refine, and execute new product initiatives that align with Dave’s mission of financial inclusion for underserved Americans.
  • • Champion Flex card as a top-of-wallet solution for paycheck-to-paycheck consumers, replacing traditional credit products with cashflow-based, no-credit-check alternatives.
  • • Build and maintain clear, actionable product documentation and communication to ensure alignment across engineering, design, and business teams.
  • • Use AI tools to accelerate research, analysis, and execution while maintaining rigorous standards for member impact and product quality.
  • • Monitor and interpret product performance using SQL and analytics platforms like Looker, Mode, or Tableau to guide iterative improvements.
  • • Navigate complex regulatory landscapes and operational constraints inherent in consumer credit products while preserving product simplicity and accessibility.
  • • Lead product discovery processes that prioritize member needs over internal assumptions, ensuring features are built for real financial vulnerability.
  • • Maintain ownership of Flex card’s success through launch and beyond, adapting strategy based on real-time member feedback and market dynamics.
  • • Represent Flex card internally and externally with clarity, conviction, and data-backed reasoning to secure buy-in from stakeholders and leadership.

🎯 Requirements

  • • 5+ years of product management experience, including 2+ years in fintech, lending, cards, or related consumer financial products
  • • Proven track record of improving growth, conversion, and retention in consumer products
  • • Proven ability to manage a complex product surface area with many stakeholders, using strong product judgment to balance user experience, risk, and business outcomes
  • • Experience working closely with senior leaders to propose, refine, and ship new initiatives
  • • Strong analytical and problem-solving skills. Comfortable using data to inform decisions (SQL and/or tools like Looker, Mode, Tableau, or similar)
  • • Proven ability to use AI tools as a force multiplier for speed, quality, and impact

🏖️ Benefits

  • • Competitive compensation and meaningful equity in a public company (NASDAQ: DAVE)
  • • Comprehensive Medical, Dental, and Vision Insurance plans
  • • 401(k) savings plan with matching contributions
  • • Generous paid parental and caregiver leave
  • • Flexible PTO and generous company holidays, including Juneteenth and Winter Break
  • • Home office stipend and virtual-first work culture with flexible hours

Skills & Technologies

Product Management
Senior
Remote

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About Dave Inc.

Dave is a financial technology company that offers a mobile application designed to help users manage their finances. Its core services include early access to paychecks, overdraft protection, and budgeting tools, aiming to reduce financial stress and avoid costly bank fees. The company partners with employers to provide financial wellness benefits to their employees. Dave operates in the fintech industry, focusing on consumer banking and financial management solutions through a subscription-based model and interchange fees.

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