Senior Product Manager, Underwriting

Bestow Inc.

Job Overview

Location

Remote, US

Job Type

Full-time

Full Job Description

📋 Description

• Lead complex product initiatives across underwriting, owning outcomes from problem definition through launch and adoption.
• Partner directly with clients and underwriters to shape what the platform becomes — surfacing the capabilities they need, pressure-testing new features, and turning that input into a durable roadmap for platform evolution.
• Leverage AI tools and agentic workflows as a core part of your product development process — from discovery and synthesis to roadmap communication and stakeholder prep.
• Translate carrier requirements and regulatory constraints into product requirements that engineering can build against and underwriters can actually work in.
• Develop and maintain product roadmaps that align with company strategy, balancing near-term capability gaps with long-term platform vision.
• Model AI-native working habits for the broader team and contribute to Bestow's shared knowledge base of tools, skills, and workflows.
• Identify opportunities for improvement through direct observation of underwriting workflows, data analysis, client feedback, and competitive intelligence.
• Influence stakeholders across the organization by effectively communicating product vision, strategy, and outcomes.
• Coach and mentor junior product managers while modeling Bestow's operating principles.

🎯 Requirements

• Bachelor's degree or equivalent experience.
• 5+ years of product management experience.
• Hands-on life insurance experience, ideally in or adjacent to underwriting — you've worked alongside underwriters and understand how a case actually moves.
• Working familiarity with the underwriting toolkit: evidence and requirements, APS and lab data, carrier guidelines, and the judgment calls that sit between an application and a decision.
• Experience building for expert users who make consequential decisions, where speed matters but accuracy and auditability matter more.
• Demonstrated ability to lead multiple projects simultaneously across an entire product area.
• Proven track record of delivering successful products with measurable business impact.
• Actively uses AI tools (e.g., Claude, Cursor, Lovable, Replit, or equivalent) as a daily working accelerant — not just for writing, but for synthesis, research, and structured thinking.
• Experience with user research, usability testing, and UI/UX design principles for complex systems.
• Comfortable building and managing personal context systems — loading information into AI tools effectively to produce higher-quality, faster outputs.
• Strong analytical skills with experience using product analytics tools and BI solutions to drive decision making.
• Understands the difference between AI as a search tool and AI as a reasoning partner, and operates accordingly.
• Excellent communication and stakeholder management abilities, with demonstrated success influencing cross-functional teams.
• Comfortable operating with ambiguity and making decisions with incomplete information.
• Has a point of view on how AI changes the PM role — and is excited to help define what that looks like at Bestow.

🏖️ Benefits

• Competitive salary and equity based on role.
• Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs.
• 100% paid-premium option for medical, dental, and vision insurance.
• Lifestyle stipend to support your physical, emotional, and financial wellbeing.
• Flexible work-from-home policy and open to remote.
• Remote and WFH options, as well as a beautiful, state-of-the-art office in Dallas’ Deep Ellum, for those who prefer an office setting.
• Employee-led diversity, equity, and inclusion initiatives.

Skills & Technologies

Product Management

Senior

Remote

Degree Required

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Bestow Inc.

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About Bestow Inc.

Bestow is a Dallas-based insurtech company that builds digital infrastructure to help enterprises offer life insurance and other financial products. Its APIs and white-label platform let banks, fintechs, and consumer brands embed term-life coverage into their own customer journeys without underwriting delays or paper forms. Founded in 2016, Bestow uses predictive analytics and algorithmic underwriting to provide instant decisions and flexible coverage amounts, aiming to broaden access to affordable protection for middle-income families while helping partners generate new revenue streams.

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