
Job Overview
Location
New York, New York, USA
Job Type
Full-time
Category
Backend Engineer
Date Posted
February 26, 2026
Full Job Description
đź“‹ Description
- • Join CreditGenie, Inc. as a Senior Software Engineer, Backend, and become an integral part of a mission-driven fintech startup dedicated to revolutionizing financial wellness. We are building a mobile-first platform that leverages cutting-edge AI to provide personalized financial insights, instant cash access, and credit-building tools, all with the ultimate goal of empowering individuals to achieve lasting financial stability. Founded in 2019 by a seasoned entrepreneur with a successful exit to PayPal, CreditGenie is backed by prominent venture capital firms and led by a team of industry veterans from major fintech players like PayPal, Square, and Cash App. This is a unique opportunity to shape the future of inclusive finance through innovative technology and customer-centric solutions.
- • As a Senior Backend Engineer, you will be at the forefront of our technological advancements, playing a pivotal role in designing, developing, and scaling the core backend systems that power our innovative financial products. You will have the autonomy to architect robust and scalable infrastructure, influence technical direction, and contribute to the development of new products from their inception. This is a high-impact role within a rapidly growing startup, offering the chance to make a tangible difference in both the company's trajectory and the financial lives of our users. We are seeking engineers who are passionate about building secure, reliable, and performant systems in a dynamic, fast-paced environment.
- • Your responsibilities will encompass the full lifecycle of backend system development. You will be responsible for the end-to-end ownership of backend systems, from initial architectural design and implementation through to deployment and ongoing optimization. This includes ensuring that our systems are not only high-performing and scalable but also exceptionally secure, meeting the stringent demands of the financial services industry. A significant aspect of this role involves greenfield development, where you will have the opportunity to work on entirely new projects, making foundational technical decisions that will have a lasting impact on our platform's architecture and future capabilities. You will be instrumental in defining best practices and setting the technical roadmap for critical backend services.
- • Collaboration is key to our success. You will work closely with cross-functional teams, including product managers, designers, data scientists, and other engineering disciplines, to translate complex business requirements into elegant technical solutions. Your ability to communicate effectively and contribute to shared understanding will be crucial in building impactful features and solving intricate business challenges. As a senior member of the team, you will also provide technical leadership, guiding critical discussions around system design, coding standards, testing methodologies, and DevOps practices. You will champion best practices, mentor junior engineers, and foster a culture of continuous improvement and technical excellence.
- • We are deeply committed to customer-focused innovation. You will be involved in scoping, building, and optimizing products and services that deliver immediate and tangible value to our users. This means understanding user needs, anticipating future requirements, and building solutions that are not only functional but also delightful to use. The ideal candidate will possess a strong analytical mindset, capable of dissecting complex systems, identifying potential weaknesses, and implementing solutions that are scalable, secure, and maintainable. You should be comfortable navigating ambiguity, embracing iterative development, and demonstrating a bias for action in a fast-moving environment. Taking full ownership of projects, driving them to completion, and collaborating seamlessly across teams are essential qualities we are looking for. Furthermore, a solid understanding of data privacy, regulatory compliance, and secure coding practices is paramount, given the sensitive nature of the financial data we handle. Experience in designing resilient, reliable systems that adhere to high security and regulatory standards will be a significant asset.
- • This role offers a unique opportunity to be a foundational member of a rapidly growing fintech company, contributing directly to products that empower millions. You will be instrumental in building the infrastructure that supports financial inclusion and stability for our users, working with a talented and passionate team in a collaborative and innovative environment.
Skills & Technologies
Swift
Backend
Senior
Remote
About CreditGenie, Inc.
CreditGenie offers cash-advance and financial-wellness services through a mobile app that tracks spending, flags upcoming bills, and provides small-dollar advances without traditional interest. Users link bank accounts to receive personalized budgeting insights and optional advances against future income, repaid automatically on the next payday. The company also markets credit-monitoring and identity-protection add-ons. Headquartered in Philadelphia, it partners with Pathward, N.A. for banking services and operates under state lending licenses across the U.S.


