
Job Overview
Location
Remote Poland
Job Type
Full-time
Category
Backend Engineer
Date Posted
March 11, 2026
Full Job Description
đź“‹ Description
- • As a Senior Software Engineer on the Merchant Data Platform team at Affirm, you will play a pivotal role in shaping the future of our foundational backend services. This team is the backbone of merchant data and identity across all merchant touchpoints, powering millions of requests daily and ensuring the seamless onboarding of merchants. You will be instrumental in maintaining the high availability and low latency required for these critical services, directly impacting Affirm's ability to provide honest and friendly credit solutions.
- • You will take ownership of delivering quarterly goals, guiding fellow engineers through complex, open-ended challenges, and fostering an environment where everyone feels supported and empowered to succeed. Your leadership will be crucial in navigating ambiguity and driving projects to successful completion.
- • Collaboration is key. You will partner closely with Product Management, Design, and Analytics teams, contributing to the ideation process, clearly articulating technical constraints, and making informed decisions that balance risks and trade-offs. Your technical expertise will help shape product strategy and ensure robust, scalable solutions.
- • Proactively identify and address potential project, process, technology, or business issues. You will be an advocate for solutions, leading the charge to resolve them and continuously improve our systems and workflows.
- • Drive the entire project lifecycle, from detailed definition and design to cross-functional alignment, estimation, task breakdown, delivery, monitoring, and ongoing maintenance. Your meticulous approach will ensure high-quality outcomes.
- • Ensure the operational excellence of your team's systems by creating and monitoring key metrics, escalating issues as needed, and actively participating in "keep the lights on" and on-call responsibilities. Your vigilance will maintain the reliability and performance our users expect.
- • Contribute to a strong team community by actively engaging in growth and development activities. This includes participating in the interview process, sharing your knowledge, and helping to build a talented and cohesive engineering organization.
- • Mentor and coach junior engineers, elevating their technical skills in areas such as system design, code quality, and testing practices. Your guidance will foster the development of future leaders within the team.
- • Take ultimate ownership of the availability, reliability, and performance of the systems your team manages. You will be accountable for ensuring these critical services meet and exceed stringent Service Level Agreements (SLAs).
- • Contribute to sophisticated data enrichment pipelines that are vital for merchant identification, risk analysis, and fraud detection. Your work will directly enhance Affirm's ability to manage risk and provide secure services.
- • Design, develop, and launch robust backend systems at scale, leveraging modern technologies and best practices. You will be building the infrastructure that supports Affirm's rapid growth and innovation.
- • Translate complex business and technical requirements into high-quality system designs and well-crafted software. Your ability to synthesize information will ensure that our solutions are both effective and maintainable.
- • Navigate and contribute to a large, complex codebase, demonstrating proficiency in debugging, code reviews, and providing constructive feedback to peers. Your collaborative approach to code quality will benefit the entire team.
- • Develop and implement technical plans for significant feature or system component deliveries, prioritizing elegant, simple, and extensible designs. You will write code that is not only functional but also easily understood and utilized by others.
- • Make substantial, safe, and impactful changes within a large codebase, developing and utilizing tools and practices that enable you and your team to do so efficiently and reliably.
- • Embrace ownership of your professional growth, actively seeking feedback from your team, manager, and stakeholders to continuously improve your skills and contributions.
- • Communicate effectively, both verbally and in writing, to foster seamless collaboration with our global engineering team. Your clear communication will be essential for aligning efforts and driving progress.
- • As part of a fully remote team based in Europe, you will contribute to a distributed engineering culture, embracing asynchronous communication and best practices for remote collaboration.
- • You will be working with technologies such as AWS, Kubernetes, and databases like MySQL, contributing to a modern, cloud-native backend infrastructure.
- • Your role will involve ensuring the stability and performance of critical merchant data systems, directly impacting the user experience during checkout and merchant onboarding processes.
- • You will be a key player in enhancing the data pipelines that support crucial business functions like risk assessment and fraud prevention, contributing to Affirm's overall security and operational integrity.
Skills & Technologies
About Affirm Holdings, Inc.
Affirm Holdings operates a point-of-sale consumer lending platform that integrates with online and in-store checkout systems. Through its technology, shoppers can split purchases into fixed, transparent installment payments, while merchants gain conversion and larger order values. The company underwrites and services loans in the United States and Canada using alternative credit models and data partnerships with banks, avoiding deferred-interest structures. It earns revenue from merchant fees and interest on loans, and offers a mobile app for consumers to manage repayment schedules and access additional credit lines.
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