Senior State Product Manager - Remote

📋 Description

• • As a Senior State Product Manager at CSAA Insurance Group, you will be instrumental in driving profitable growth and ensuring the stability of our personal lines insurance products across a defined region, specifically New York, Connecticut, and New Jersey.
• • This pivotal role requires you to strategically lead your assigned territory, steering a comprehensive portfolio of products and aligning cross-functional teams towards common objectives.
• • You will be empowered to make critical decisions that directly impact market performance, working collaboratively to manage key business levers such as pricing, underwriting strategies, and distribution channel effectiveness.
• • A core responsibility involves leading and nurturing a team of dedicated professionals, fostering an environment where they are empowered, accountable, and equipped to anticipate market needs and deliver accurate, timely information.
• • You will act as the primary advocate for state-specific product needs, demonstrating a profound understanding of regulatory compliance frameworks and aligning strategies with both CSAA and AAA Club objectives.
• • Developing and executing robust strategies to achieve ambitious personal lines budgets while simultaneously ensuring we meet and exceed membership needs will be central to your success.
• • This includes the creation of detailed budgets and strategic plans, underpinned by strong business acumen and a deep understanding of the insurance landscape.
• • You will serve as the key communicator of performance results, leveraging data to inspire and motivate stakeholders to take decisive action in pursuit of profitable growth.
• • Building and maintaining strong, productive relationships with a diverse range of key partners is paramount. This includes internal teams, distribution partners, and regulatory bodies.
• • Your ability to establish credibility, exert influence, and utilize data-driven insights to inspire action will be critical in these collaborations.
• • You will partner closely with various departments to ensure the successful delivery of competitive products and the strategic launch of new offerings, playing a significant role in the entire product lifecycle.
• • Supporting mutually beneficial and productive relationships with our distribution partners, including establishing and maintaining a valuable product feedback loop, is essential for continuous improvement.
• • Proactively engaging with state Departments of Insurance (DOIs) to ensure the smooth and successful filing of product-related initiatives will be a key aspect of your role.
• • You will maintain a keen awareness of rate changes, evolving loss trends, and significant regulatory shifts, staying ahead of emerging industry trends and regulatory developments to inform strategic decisions.
• • This role demands a strategic, collaborative leader adept at navigating complexity, strengthening relationships, and driving growth through data-informed, people-centered decision-making, supported by extensive insurance and business expertise.
• • You will be responsible for the Profit & Loss (P&L) of the personal lines business for your designated region, requiring a strong financial and strategic mindset.
• • The position requires a proactive approach to identifying opportunities for product enhancement and market expansion, ensuring CSAA remains competitive and responsive to member needs.
• • You will contribute to the overall product strategy of CSAA, ensuring alignment with enterprise-level goals and objectives.
• • Leading market analysis to identify competitive threats and opportunities, and developing strategies to capitalize on them, will be a continuous activity.
• • You will be expected to present findings and strategic recommendations to senior leadership, effectively communicating complex information in a clear and concise manner.
• • Driving innovation within product development and management processes to enhance efficiency and effectiveness will be a key contribution.
• • Ensuring that all product strategies and implementations comply with legal and regulatory requirements is non-negotiable.
• • You will foster a culture of continuous learning and improvement within your team and across collaborating departments.
• • Ultimately, your success will be measured by your ability to drive profitable growth, enhance member satisfaction, and maintain the stability and competitiveness of CSAA's personal lines products in your assigned states.
• • This role offers a unique opportunity to make a significant impact on a leading insurance provider, shaping the future of personal lines insurance in key markets.